What Documents Do I Need to Get Payday Loans in Jacksonville FL?

June 17, 2021 | Emma Frost

get payday loans jacksonville fl

If you’ve found yourself in some financial trouble recently, you may want to consider payday loans Jacksonville FL has as one of your options.

Payday loans are an option for people who only need a few hundred dollars on short notice to take care of a problem that needs handling as soon as possible, otherwise, it may get worse. Say overdue bills, a quick auto or house repair, or covering an unanticipated hospital bill.

Getting payday loans with Fast Payday Loans, Inc. is a simple and straightforward process. You won’t need to go through complicated bureaucratic procedures or wait for approval days upon days.

All you’ll need are a few documents to prove you’re eligible for the loan.

What Documents Will I Need to Qualify for Payday Loans Jacksonville FL?

Qualifying for a loan with Fast Payday Loans, Inc. is pretty straightforward. Here are all the documents you’ll have to provide us with:

  • A valid government-issued photo ID – to verify your identity and prove you’re over 18 years old.
  • Your most recent pay stub to act as proof of income (if you can’t provide your most recent pay stub you might be able to provide alternative proof of income that will help you qualify – more on that below).
  • A blank check from an active checking account in your name.

If you have these three documents in order, you have the chance to get a loan with Fast Payday Loans, Inc. with no trouble.

Here are some other questions you might have about getting a Florida payday loan.

Can I Get Payday Loans Jacksonville FL If I Don’t Have A Checking Account?

Unfortunately, no. Providing a blank check from an active checking account in your name is a must for you to be able to receive the loan. 

Can I Qualify for Payday Loans Jacksonville FL If My Credit Is Bad?

Yes. As long as you provide the required documents, Fast Payday Loans, Inc. will do its best to accommodate your credit situation.

Whether good credit or bad credit, you still have a chance to qualify if you meet the abovementioned requirements.

What If I Have No Credit at All? Can I Still Get Payday Loans Jacksonville FL?

Yes, you can still qualify – even if your credit is outright nonexistent!

Fast Payday Loans, Inc. is open to borrowers with all types of credit. All types include nonexistent credit as well.

bad credit no problem

What Impact Will Getting Payday Loans Jacksonville FL Have on My Credit Score?

Getting payday loans Jacksonville FL won’t have any impact on your existing credit score. It will neither go up or down, no matter the terms of your loan.

This is because, for a loan to influence your credit, it must be reported to a credit agency first. Fast Payday Loans, Inc. never discloses its loan information to any credit bureaus.

The loan information will remain solely with Fast Payday Loans, Inc.

Will Payday Loans Jacksonville FL Be Reported to A Credit Agency If I Specifically Ask for It?

Unfortunately, this is one request Fast Payday Loans, Inc. won’t be able to accommodate.

Fast Payday Loans, Inc. never reports its loan information to any credit agencies. This policy won’t change even upon the client’s request.

So, if you were planning to get payday loans Jacksonville FL to build up your credit history, unfortunately, payday loans are not a suitable option.

Can I Get Payday Loans Jacksonville FL If I’m Unemployed?

While providing your most recent pay stub is usually a requirement, you might not be entirely out of luck if you’re unemployed.

In the end, the point of providing your pay stub is to prove your ability to pay the loan off. If you’re unemployed, or your income is irregular, you might be able to substitute with alternative proof of income.

Borrowers have previously successfully used means such as unemployment and welfare benefits, pensions, and even savings.

You do need to inform the loan representative about your situation and provide the correct documentation in accordance with their instructions. If you do, you might be able to qualify despite being unemployed.

apply online for payday loans jacksonville fl

How to Get Payday Loans Jacksonville FL

If you’ve got all the required documents listed above – your government-issued photo ID, proof of income, a blank check from an active checking account in your name – on hand and ready to go, the rest of the process is pretty simple.

Just submit a filled-out form on Fast Payday Loans, Inc. and wait for the loan representative to get in touch with you. They’ll provide further instructions and schedule an appointment for you.

Take the required items to that appointment, so that the representative can verify them and determine if you qualify for the loan.

If they approve you, you’ll finish the paperwork on the spot and get your payday loan the very same day.

Submit Your Payday Loan Form And Get Your Cash Today

The entire process of getting payday loans Jacksonville FL offers is very simple. So when you’re in need of emergency cash, don’t hesitate or wait too long. Submit your fast payday loan form today and find out if you qualify.