Consumer Disclosures - Fast Payday Loans, Inc

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Consumer Disclosures

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I certify that the above information is accurate and true, and agree to receive all disclosures and notices in electronic form. I have read and understood the terms and conditions.

By checking the "I AGREE" box, you consent to receive the disclosure immediately below electronically. You may withdraw your consent by unchecking the "I AGREE" button before continuing, but understand that doing so means that we will not be able to contact you as described below. To update your contact information or obtain a copy of the disclosure, you may call us at 800-922-8803, or email us at webquestions@clacorp.com. You understand that you need a computer with Internet access and a compatible browser to view, print or save this disclosure.

Consent to Auto-dialed Marketing Calls and Text Messages. By checking the "I AGREE" box, you authorize Fast Payday Loans, Inc (or its agents), to make telemarketing calls and send marketing text messages to your telephone number listed above using an automatic telephone dialing system on a recurring basis. Signing this consent is not a condition of purchasing property, goods or services through us. If you do not wish to receive sales or marketing calls or texts from us, you should not check the "I AGREE" box. You understand that any messages we leave for you may be accessed by anyone with access to your voicemail or texts. You understand that your mobile phone service provider may charge you fees for calls made or texts sent to you, and you agree that we will have no liability for the cost of any such calls or texts. At any time, you may withdraw your consent to receive marketing calls and text messages by calling us at 800-922-8803, emailing us at webquestions@clacorp.com, or by other reasonable means. Alternatively, to stop marketing text messages, simply reply “STOP” to any marketing text message that we send you.

BY CHECKING THE "I AGREE" BOX AND PROVIDING YOUR TELEPHONE NUMBER ABOVE, (1) YOU CONSENT TO OUR PROVIDING AUTODIALED MARKETING CALLS AND TEXTS PER THE DISCLOSURE (ABOVE) TO YOU ELECTRONICALLY, (2) YOU CONSENT TO OUR MAKING TELEMARKETING CALLS AND SENDING MARKETING TEXT MESSAGES TO YOU USING THE TELEPHONE NUMBER ABOVE AND (3) YOU ACKNOWLEDGE THAT YOU PRINTED OR SAVED A COPY OF THIS AGREEMENT.

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Consumer Disclosures

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POLICY ON RESPONSIBLE LENDING

Fast Payday Loans, Inc maintains a policy of providing consumers with the information and knowledge necessary to make informed, responsible loan decisions.

FAIR DEBT COLLECTION PRACTICES

Fast Payday Loans, Inc undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt collection Practices Act enforced by the Federal Trade Commission. Fast Payday Loans, Inc follows all applicable laws, rules, and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:

Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at anytime.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.

FEDERAL REGULATIONS

Fast Payday Loans, Inc promotes the informed use of Consumer credit by rigidly adhering to Federal regulations requiring Disclosures about loan terms and costs. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their payday loan as required under Federal Law.

FLORIDA STATE REGULATIONS

In addition to Federal regulations, Florida also has numerous laws regulating deferred presentment transactions. These laws include, but are not limited to, regulations regarding interest rates, rollover limits, fees, charges and terms. For more details on Florida payday loan deferred presentment law, view the Florida Office of Financial Regulations website below.

Florida Office of Financial Regulations
Division of Securities and Finance
200 E. Gaines Street
Tallahassee, FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
Website: Florida Office of Financial Regulations

Reference: Florida Statute 560.401 et seq.

SUBMITTING YOUR INQUIRY THROUGH OUR WEBSITE

Submitting your payday loan inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Fast Payday Loans, Inc customer service representative will call you to discuss your payday loan needs.

DETERMINATION OF INTEREST RATE/FEES/CHARGES

As noted above, Federal Law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Fast Payday Loans, Inc at the location before you sign any agreement. You can also view an example of our Rates and Fees by clicking this link. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Fast Payday Loans, Inc

LATE PAYMENT POLICY

Should an unexpected emergency arise which prevents you from making your payment on time, our loan representatives at Fast Payday Loans, Inc are trained to work with you on establishing payment arrangements in accordance with state regulations.

NON-PAYMENT POLICY

Fast Payday Loans, Inc representatives are highly trained to work with you to establish payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.

LOAN RENEWAL POLICY

Florida state law requires a 24 hour cooling off period after paying off your payday loan. In Florida, there are no extensions. After the 24 hours, you may re-apply for another payday loan.

CREDIT CHECKS

There exists a common misconception that a poor credit history may result in a higher interest rate for payday loans. With Fast Payday Loans, Inc your credit score does not affect the interest rate, fees or charges determined for a payday loan.

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Consumer Disclosures - Fast Payday Loans, Inc

POLICY ON RESPONSIBLE LENDING
Fast Payday Loans, Inc maintains a policy of providing consumers with the information and knowledge necessary to make informed, responsible loan decisions.

FAIR DEBT COLLECTION PRACTICES
Fast Payday Loans, Inc undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt collection Practices Act enforced by the Federal Trade Commission. Fast Payday Loans, Inc follows all applicable laws, rules, and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:

Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at anytime.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.

FEDERAL REGULATIONS
Fast Payday Loans, Inc promotes the informed use of Consumer credit by rigidly adhering to Federal regulations requiring Disclosures about loan terms and costs. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their payday loan as required under Federal Law.

FLORIDA STATE REGULATIONS
In addition to Federal regulations, Florida also has numerous laws regulating deferred presentment transactions. These laws include, but are not limited to, regulations regarding interest rates, rollover limits, fees, charges and terms. For more details on Florida payday loan deferred presentment law, view the Florida Office of Financial Regulations website below.

Florida Office of Financial Regulations
Division of Securities and Finance
200 E. Gaines Street
Tallahassee, FL 32399
Phone: (850) 410-9805
Fax: (850) 410-9748
Website: Florida Office of Financial Regulations

Reference: Florida Statute 560.401 et seq.

SUBMITTING YOUR INQUIRY THROUGH OUR WEBSITE
Submitting your payday loan inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Fast Payday Loans, Inc customer service representative will call you to discuss your payday loan needs.

DETERMINATION OF INTEREST RATE/FEES/CHARGES
As noted above, Federal Law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Fast Payday Loans, Inc at the location before you sign any agreement. You can also view an example of our Rates and Fees by clicking this link. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Fast Payday Loans, Inc

LATE PAYMENT POLICY
Should an unexpected emergency arise which prevents you from making your payment on time, our loan representatives at Fast Payday Loans, Inc are trained to work with you on establishing payment arrangements in accordance with state regulations.

NON-PAYMENT POLICY
Fast Payday Loans, Inc representatives are highly trained to work with you to establish payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.

LOAN RENEWAL POLICY
Florida state law requires a 24 hour cooling off period after paying off your payday loan. In Florida, there are no extensions. After the 24 hours, you may re-apply for another payday loan.

CREDIT CHECKS
There exists a common misconception that a poor credit history may result in a higher interest rate for payday loans. With Fast Payday Loans, Inc your credit score does not affect the interest rate, fees or charges determined for a payday loan.

Need Emergency Cash?
Get A Florida Payday Loan!

I certify that the above information is accurate and true, and agree to receive all disclosures and notices in electronic form. I have read and understood the terms and conditions.

Print Save

I have read, understand and agree to the terms of the Consent to Electronic Disclosure.

DISCLOSURE: This is a solicitation for a deferred presentment transaction. This is not a guaranteed offer and is subject to a manager's approval and a complete and approved application. Certain limitations apply. This site is affiliated with one or more of the licensed lenders referenced herein, including Easy Cash.

Accessibility Contact Email - 800-922-8803