How Do You Decide Whether I Can Get A Payday Advance in Pensacola FL?

July 13, 2021 | Emma Frost

payday advance pensacola fl

We’ve all found ourselves in situations where just a few hundred extra dollars could change the tide of life in our favor. When you feel you’re going through a similar situation, you may be planning to get a payday advance Pensacola FL offers to fix your money problems.

If that’s the case, then there are a few things you need to learn before kicking off the payday advance process. 

Who Is Eligible For Payday Advance Pensacola FL?

Any legal adult who is over 18 and has a valid document to prove it can theoretically get payday loans Florida offers.

To be eligible for approval, however, you’ll need to provide proof of income to assure the lender of your ability to pay the loan off in due time.

Payday loans are unsecured loans, meaning you won’t be providing any collateral. And while at Fast Payday Loans, Inc. we enjoy helping people out with their emergencies, requiring proof of income reduces our risk when approving you so that we know you’ll be able to return your loan.

required items for payday advance pensacola fl

What Are The Required Items For Payday Advance Pensacola FL? 

Every lender’s list of qualifying requirements can be specific to them since there are no universal guidelines (aside from the legal age and proof of income).

However, Fast Payday Loans, Inc. makes the process as simple as possible and keeps the list short.

All you will need is only 3 items:

  1. A valid government-issued photo ID to verify your identity and legal age.
  2. Your most recent pay stub as proof of income.
  3. A blank check from an active checking account in your name.

Can I Qualify For Payday Advance Pensacola FL With Bad Credit?

Yes, most definitely. Even if you have no credit at all.

The majority of payday loan lenders pay little to no attention to the credit situation of their prospective borrowers.

Fast Payday Loans, Inc. of Florida is no different in this regard – as long as you provide all the required items and those items meet the lender’s standards, you can get approved for the loan regardless of what your credit looks like.

It can be good, it can be bad, it can be outright nonexistent. You still have a chance to qualify.

Can I Qualify For Payday Advance Pensacola FL If I’m Unemployed?

This is a little more complicated question, but in the end – yes, you still have a chance, if certain factors align.

Providing your pay stub is necessary for Fast Payday Loans, Inc. to determine the maximum amount you qualify for and the terms for your loan payoff (since you’d typically make the payment on your next payday).

However, if you’re unemployed and can’t provide the pay stub, you could still get approved if you provide alternative proof of your ability to repay the loan (ex. welfare or unemployment benefits, pensions, savings, etc.).

Will My Credit Score Go Down If I Get Payday Advance Pensacola FL?

No. Your score won’t be affected at all, since Fast Payday Loans, Inc. doesn’t report your loan information to any credit agencies, and without being reported to a credit agency the loan cannot make an impact on your credit history. 

fast payday loans, inc. store locator

How Do I Find Payday Advance Pensacola FL Near Me?

Fast Payday Loans, Inc. has multiple locations across the state, with multiple locations in Pensacola. You can choose the one that’s most convenient for you by using the store locator you’ll find on the website.

How Much Cash Can I Get If I Get A Payday Advance Pensacola FL?

Florida is one of the most generous states when it comes to payday loans – the maximum loan amount you could qualify for in Florida is $1,000. Which is also the maximum loan amount at Fast Payday Loans, Inc.

How To Get Payday Advance Pensacola FL Today

You can easily get a payday advance Pensacola FL offers from the comfort of your own home in only a few minutes – just fill out and submit the online form on Fast Payday Loans, Inc.

The form will send information to the payday loan near me store nearest to you. It’ll take a few minutes to get processed, and soon enough a loan representative from that store will give you a call.

The loan representative will provide more detailed information about the loan, answer any questions you may have (now would be a great time to ask about your options if you’re unemployed!), and set up a meeting with you at the store.

Take the required items – the ID, proof of income, a blank check from an active checking account in your name – to the meeting.

The representative will need to assess the documents to determine if you qualify, what’s the amount you qualify for, and what your payoff schedule would look like.

If they approve you, they’ll help you with the final steps of the procedure (including paperwork), and you’ll get the cash.

Submit Your Online Form Today

It’s this easy to get up to $1,000 payday advance Pensacola FL offers. Submit your online form today to get your process started.