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Payday Loan FAQs

A payday loan is a short term loan that helps bridge the cash flow gap between paydays. In Florida, the amount is usually between $100 and $1,000. A payday loan is designed as a short-term cash-flow strategy to relieve financial stress, not as a long-term fix to your financial problems.

Not much! All you need to be approved for a payday loan is:

Blank check from an active checking account
Most current pay stub
Be 18 year of age
A government-issued photo I.D.

In Florida you can apply for anything between $100 and $1,000. The amount you are approved for will be determined at the time you visit a Fast Payday Loans, Inc. location and will be based on your income and ability to repay.

After your payday loan is approved at the location of your choice, you immediately get the cash you need.

Yes! Your credit history doesn't matter. Discharged bankruptcy, charge offs, bounced checks, and other credit issues don't affect your ability to get a payday loan.

As little as 30 minutes! You could get the cash you need the same day you visit any of our convenient locations throughout Florida.

Please click on the rates and fees tab to get complete details. Please note that payday loans are designed for your emergency cash needs and are frequently less expensive than check fees, late charges and other costs you might incur due to late payments.

No. State law also prohibits Fast Payday Loans, Inc. from entering into a payday loan transaction with a person whose previous payday loan transaction has been terminated for less than 24 hours.

Loan terms vary. Typically, your payday loan will be due on your next payday. Check your loan agreement for exact terms and conditions.

Should an unexpected emergency arise which prevents you from making your full payment, our payday loan representatives at Fast Payday Loans, Inc. are trained to work with you to establish payment arrangements in accordance with state regulations.

Florida state law requires a 24-hour cooling-off period after paying off your payday loan. After 24 hours, you may request another payday loan.

No. In Florida, there are no extensions. Payday loans must be paid off in order to re-apply.

Fast Payday Loans, Inc. loan representatives are highly trained to work with you on payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.

At Fast Payday Loans, Inc. we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.

The Fast Payday Loans, Inc. website has a locator which helps you find the nearest location.

You can get started by submitting our online form with your basic information, after which you will be contacted by a friendly Fast Payday Loans, Inc. representative who will explain the approval process. Applications will be taken in person at a Fast Payday Loans, Inc. location.

Payday Loans

A payday loan can be beneficial for many things like home repairs or medical emergencies. In as little as half an hour, you could get approval for up to $1,000. If you need your cash as soon as possible, then do not hesitate to fill out an online payday loan inquiry form today!

When you're ready to get the emergency cash you need without all the hassles of a traditional loan, Fast Payday Loans, Inc. has you covered. It doesn't matter what has left you in need of cash, because with a payday loan you could get up to $1,000 today.

To get started, you'll need just a few simple items:

A Driver's License or State-Issued I.D.
A blank check from your active checking account.
Your most recent pay stub.

All credit types are welcome. Submit your details now, and a helpful store associate will reach out promptly to guide you through the process.

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Payday Loan FAQs

Payday Loans