What Do I Need To Qualify For A Payday Loan In Hialeah, FL?
If you are in a financial bind and need a payday loan in Hialeah, FL, you may be a little anxious or confused about what you need in order to qualify. The good news is, here at Fast Payday Loans, Inc., we make sure you know exactly what you need to get through our process quickly and easily. So, if you are ready to get this loan, read this guide to learn just what you need for a payday loan.
Learn What Is Needed To Qualify For A Payday Loan
Driver’s License Or State-Issued Photo ID
The first item you need to get a payday loan in Hialeah, FL is your driver’s license. This allows us to verify that you are who you say you are and that you are of legal age. Minors can’t apply for this – or any – loan. If you don’t happen to have your driver’s license, you don’t have to worry. You can instead use your state-issued ID as proof of your identity and age. Just make sure your ID has your photo on it.
Most Recent Pay Stub
Once you have your driver’s license or ID ready, the next item you need is your most recent pay stub. This allows us to know that you have employment and a steady paycheck coming in. When it comes to getting a payday loan in Hialeah, FL, it is due when your next paycheck comes in – which is usually in two weeks. This means you need to have a secure way to repay this loan on time.
A Blank Check From An Active Checking Account
The last required item you need to find out if you qualify is a blank check from an active checking account. This allows us to further verify your financial situation in order to determine if you qualify for this loan. This also allows us to determine how much you could get if we approve you for a payday loan in Hialeah, FL. Make sure that the checking account is currently active and in your name.
Do You Need Good Credit To Qualify For A Payday Loan?
Now that you know what you need to qualify, you might be wondering how your credit plays a part in getting a payday loan in Hialeah, FL. Make no mistake, having good credit always helps when it comes to applying for a loan. However, you don't necessarily need good credit in order to qualify for a payday loan with us. We base this loan on your income and not so much on your credit score.
This means since a payday loan is based on your income, even someone with bad credit can apply and see if they qualify for approval. After all, your credit score does not hinder you from getting a paycheck. So, as long as you have income, you don’t have to worry about your not-so-good credit score. In fact, we don’t even report your loan to credit bureaus while you pay it back.
How To Get A Payday Loan With Fast Payday Loans, Inc.
If you've come to the conclusion that a payday loan is right for you and you have the required items to qualify, you can easily find out if you can get one here with us at Fast Payday Loans, Inc. in Florida. The process is so quick and easy, you can get through it in 30 minutes and find out if you’ve been approved. And if you are, you can get the money either the same day or the next.
First, you'll need to fill out an online inquiry form here on our website. Then, simply wait for a loan representative from the nearest Florida payday loan location to contact you as soon as possible. You can choose to apply for the loan either in person or over the phone, right there. So, you can either arrange to come into the store or simply finish the process over the phone.
If you do decide to come into the store, you’ll need to bring in the required items. Once you arrive, the representative will verify your documents and determine if you qualify for approval – and for how much. Then, they'll walk you through what remains of the process, which is just a bit of paperwork and going over the loan terms in detail. Once you sign the papers, you are finished with the process!
Get Your Florida Payday Loan Today!
Now that you know what is required to get a payday loan in Hialeah, FL, there is nothing standing in your way. So, the next time you are dealing with an emergency and need quick cash while you are in between paychecks, keep this loan on your mind. We will make sure to help you every step of the way. So fill out the online form once you are ready to begin the simple process.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.