Those with bad credit may be scared even to research loan options because they don't want to be turned down and are faced with the question, "What's the easiest loan to get with bad credit?" Answering what loans can a person with bad credit get may feel stressful. However, even those with low credit scores still have options, and some are pretty easy to get. 

These loans are options when you need money quickly for emergencies until you get paid again. It's an option for those with a job or a regular paycheck that goes directly into their bank account. That includes freelancers or those who are self-employed. Keep reading to discover the answer to "What's the easiest loan to get with bad credit?" 

Easy Loans For Bad Credit Borrowers

Defining Payday Loans

A payday loan is a loan that a private lender gives you to pay for an immediate situation. They are typically lower amounts than what banks or other financial institutions offer in their loan products. The loan is typically repaid with your next paycheck, although every lender has its guidelines for repayment.

What's The Easiest Loan To Get With Bad Credit?

Payday loans are typically easy because your job is your credit, so a credit check is optional. At Fast Payday Loans, Inc. of Florida, we do not require a credit check or review your credit score for our payday loans. In contrast, traditional banks and other financial institutions require a lot more such as good credit, a specific time on the job, and a low debt-to-income ratio.

Direct payday loan lenders also make decisions in-house, where financial institutions must send applications up the chain of command for approval. That can take several days or weeks, even for a small loan.

What Loans Can A Person With Bad Credit Get?

Those with bad credit can get signature installment, title, and payday loans. Typically, someone with bad credit can't get a conventional loan from a bank or a financial institution because most traditional lenders check with the three major credit bureaus as part of their approval process.

Payday loans are different from traditional bank loans in several ways:

1. A payday loan offers smaller amounts of money, ranging from $100 to $1000, depending on the lender. Other financial institutions' loans often start at $500 or $1,000. 
2. Payday loan lenders also don't disqualify you because you have a low-paying job as a bank or financial institution does. The amount of money you make can impact how much you qualify for, but it doesn't disqualify you from a loan.
3. Most importantly, you can be eligible for a Florida payday loan with bad or no credit. Your credit does not determine your eligibility for this loan.

What's The Easiest Loan To Get With Bad Credit In Florida?

One licensed, vetted private lender that offers payday loans in the Sunshine State is Fast Payday Loans, Inc. of Florida. We provide both online payday loans and in-office payday loans. Our Loan amounts range from $100 to $1000, and getting started is easy since we only require the following:

• 18 years old or older
• A driver's license or other state-issued identification
• A recent pay stub
• A blank check from a checking account that is active and listed in your name.

Our payday loan process can take as little as 30 minutes, and you can receive your emergency money either that same day or the following business day.

Our Quick And Easy Process

At Fast Payday Loans, Inc. of Florida, we have two convenient methods for getting a payday loan: over the phone or in-store. Here's how the process for both works:

1. Fill out our online inquiry form.
2. Once you submit the form asking for information, an associate from one of the Florida stores will call you to give you more information and answer any questions.
3. During the call, you can choose to complete the process over the phone with the representative or visit your nearest Fast Payday Loans, Inc. of Florida store.
4. Share or bring your required items for a representative to verify. Once they are confirmed, the representative will help you through the final steps.
5. If eligible, you'll receive your emergency money that day or the following business day. 

We Have Payday Locations All Across Florida

When it comes to finances, some people prefer to meet in person rather than over the phone. That's okay! Fast Payday Loans, Inc. of Florida has locations across the state. There is a store near you!

Fill Out Our Online Form Today!

What loans can a person with bad credit get? You don't have to spend another sleepless night wondering what's the easiest loan to get with bad credit. You can see if you're eligible for easy payday loans through Fast Payday Loans, Inc. of Florida. There's no obligation, but a payday loan is an option to help you face a financial emergency. Get started by filling out our online form today!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.