type of loan bad credit

What Is The Easiest Type Of Loan To Get With Bad Credit?

If you don't have a good credit score, you may have wondered, "what is the easiest type of loan to get with bad credit?" You certainly aren't alone in this thought. Everybody hits unlucky financial times at some point, causing them to ponder where they can turn for emergency money.

Here at Fast Payday Loans, Inc. of Florida, we make it easy for you to borrow money when you need it most, regardless of your financial situation. Our loans are one of the many answers to your "what is the easiest type of loan to get with bad credit" question.

Discover What Is The Easiest Type of Loan To Get With Bad Credit

In our experience, the most accessible type of loan to get with a poor (or less-than-desirable) credit score is a payday loan. It's a short-term loan for small dollar amounts designed to bridge the gap between paychecks.

Compared to other loans, you don't need an excellent credit score to apply. You don't need a credit history at all! We accept people from all kinds of financial backgrounds, ensuring almost everybody can secure funding when times are tough.

With our fast no-credit-check payday loans, you can borrow between $100 and $1,000 to pay for all emergency expenses. The majority of our customers use our loans for the following situations:

  • Funding medical bills that were wholly unexpected or higher than anticipated
  • Paying for time-sensitive home repairs like leaky roofs, broken front doors, and smashed windowpanes
  • Covering the costs of unforeseen bills
  • Funding out-of-hours veterinary care for their furry family members
  • Paying for vehicle repairs like transmission replacements and tire changes

Whatever your emergency, a payday loan is one of the easiest ways to cover unanticipated costs.

Everything You Need To Get A Payday Loan

Payday loans don't require a good credit score or endless streams of documents. Instead, you need to have the following three things:

  • A government-issued identification card like a driver's license, student ID card, or passport
  • Your most recent pay stub
  • A blank check from a checking account that's open in your name

Please ensure that your names match across all your documents. Otherwise, we won't be able to issue your payday loan!

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How To Get Fast No-Credit-Check Payday Loans From Us

As you now know the answer to your "what is the easiest type of loan to get with bad credit" question, it's essential to understand how to get one.

When you choose to get a loan with us at Fast Payday Loans, Inc. of Florida, you can follow one of two processes — over the phone or in-store.

We'll cover both here, making it easier to choose which one you want to do.

Our In-Store Process

  1. Complete the simple inquiry form found on our website. It could take as little as five minutes.
  2. Wait for one of our representatives from your nearest Florida payday loans branch to give you a call. They'll tell you everything you need to know about our fast no-credit-check payday loans.
  3. Following the phone call, bring the necessary items to your closest store.
  4. When you arrive, we will verify your documents and decide how much we can offer you.
  5. We will show you how to complete the paperwork if you are satisfied with the amount offered. Don't worry; it's straightforward, and the process can take as little as 30 minutes.
  6. Finally, you will receive the money on the same or the next business day. It's that easy!

Our Over The Phone Process

  1. Complete our online inquiry form.
  2. One of our representatives from your nearest Florida location will give you a call.
  3. Here's where the difference lies — you don't need to come to the store. Instead, ensure you have everything you need to gain approval ready for the phone call.
  4. Our expert payday loan agent will verify your documents over the phone and tell you how much you can qualify for.
  5. Like the previous process, we'll walk you through the final paperwork if you're happy with the offered figure.
  6. Lastly, you will get the money you need on the same or the following day.

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Get Fast No-Credit-Check Payday Loans Right Away!

What is the easiest type of loan to get with bad credit? A payday loan! You don't have to endure lengthy credit checks, and you won't have to come up with hard-to-access documents. Instead, you only need your ID, most recent pay stub, and a blank check.

If you're ready to get a fast no, credit check payday loan, complete our simple inquiry form, and we'll be in touch to guide you through the process.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.