unexpected funeral costs

How Can I Pay For An Unexpected Funeral Cost?

If you have recently lost a loved one, there are many ways that you can cover the cost of their funeral. You could ask for help from their loved ones, use your personal savings, find free funeral benefits, use crowdfunding, or use a life insurance plan if one is available.

Funeral Cost Solutions

These are some of the best strategies to use if you suddenly have to pay for a funeral.

Ask For Help From Loved Ones

If you are suddenly struck with the expenses of paying for a funeral, you can consider asking for help from the other loved ones of the deceased. This might be embarrassing at first, but you will likely find that the friends and family of the deceased are eager to contribute to giving them a proper funeral.

Use Your Personal Savings

Using your own personal savings to pay for a funeral is certainly not your first choice. However, sometimes this is your only choice. If you have to pay for a funeral suddenly, you can see if there are any items in your home that you can sell or any money that you can take out of your savings account.

Apply For Free Funeral Benefits

Depending on your circumstances, you might be able to enjoy free funeral benefits from the government. This is especially true if you or your loved one is a veteran of the armed forces. Sometimes these benefits come in the form of burial assistance, and sometimes it consists of enjoying free burial space in a state or national cemetery.

It is not just former members of the military who get to enjoy these benefits. You can also find programs and charities in your community that can help you cover the cost of funeral expenses. This is a common mission for churches, charities, and non-profit organizations.

Find An Affordable Option

Funerals can be expensive, but one of the ways to offset these high prices is to look for ways to offset the cost. For example, cremation is usually a cheaper option than burial. Then again, a casket might be cheaper than an urn, so you have to examine all of your options when you are planning out the funeral.

By considering all of the funeral options that are available, you can carefully select the most dignified way to say goodbye to your loved one while staying on a budget.

candle and book for funeral costs

Use A Final Expense Or Life Insurance Plan

The most ideal way to pay for a funeral is with a life insurance or final expense plan. If your loved one was holding a life insurance policy when they died, you can talk to the director of your funeral home to talk about paying for the funeral cost with this insurance.

If you are not sure if your loved one has a life insurance policy, you can always call their employer and explain the situation to ask. Many jobs include a life insurance plan as part of their benefit package, and this might help you pay for the funeral.

Consider Crowdfunding

If other options are not available to you, you can always consider creating a crowdfunding campaign. There are general crowdfunding websites like GoFundMe and Kickstarter that you can use to raise funds for your funeral. However, there are also funeral-specific crowdfunding websites such as Funeral Fund that you can consider.

Consider Online Payday Loans

If you can’t afford to pay for a funeral out of pocket and do not have life insurance, another option that you can consider is using an online payday loan to cover the cost of the funeral. When you apply with Fast Payday Loans, Inc. you can get up to $1,000 in emergency cash on the very same day that you apply.

You also do not have to worry about your credit score when you apply for help with Fast Payday Loans, Inc. The value of your loan is based on your income level and your ability to repay the loan. This means that you can apply with good, bad, or nonexistent credit.

Getting Started

There are just a few things that you need in order to get started with Fast Payday Loans, Inc. To get a payday loan, you must bring:

  • Your most recent pay stub
  • A blank check from a checking account that is open under your name
  • A valid form of government issued photo ID, such as your driver’s license or state ID

Once you have all of these materials, you can go ahead and fill out the easy online inquiry form to send your information to the store closest to you. After that, you can get your emergency cash that very same day.

Final Thoughts

If you have unfortunately lost someone recently, these are some methods that you can use to pay for that person’s funeral cost. If all else fails, online payday loans may be an option for financial assistance. Get started by filling in the online inquiry form on our website today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.