Have you ever heard of the saying, “Time is Money?”. It’s true. If you manage your time wisely, you don’t just stress less – you actually save more. Here are some ways that setting goals and planning can actually lead to higher income, lower expenses, and financial peace of mind.

Remember These Important Time Management Skills

Meal Planning Can Save Hundreds Of Dollars

How much do you spend on fast food, takeout, microwave meals, and other instant food? While they are certainly convenient, they can really “eat up” your budget—and they don’t even taste that great!

We understand. Sometimes you’re just too tired or too busy to cook. But if you manage your time, you can pre-prepare delicious meals and freeze them for the week ahead. Just make a meal plan and a grocery list, and buy all the ingredients you need. Then, spend one afternoon just cooking food in batches.

You can make a big pot of broth, freeze into portions, then just add different noodles or vegetables. Roast a whole chicken and cut into desired pieces. You can eat it on its own with a side dish like mashed potatoes or buttered vegetables, or shred the breast and add to salads or sandwiches. Pre-marinate pork chops that you can fry or bake when you get home. Voila, dinner is served!

There are hundreds of ideas on the Internet. From overnight breakfast oats to mason jar ramen. Try them out! They’re cheaper, healthier, more delicious, and much easier than you think!

Stop Wasting Time On Social Media

You don’t realize it, but you probably spend a total of 3 to 4 hours a day just randomly scrolling through social media. That’s time you can spend on learning a skill, reading a self-improvement book, working on a new business, or even working a part-time job. Imagine if you used that time to take an online certificate course that can get you a promotion or help you find better employment. Isn’t that so much better than looking at somebody else’s food photos or kitten videos?

Read: 8 tips on how to have more energy during the day.

Plan For Big Expenses

House renovations, vacations, weddings, a brand-new laptop—these are all big expenses. How do you purchase them without breaking your budget? By planning. Set aside a small amount each month. In the meantime, make a dream board with pictures that can help you visualize yourself owning or experiencing these things. Go on the internet and research for different options; you may find good deals or discounts!

Put More Time And Money On Valuable Activities

Sometimes we go shopping or spend money on useless things because we are stressed, sad, bored, or have a feeling of emptiness. The “retail therapy” gives us escape and a temporary feeling of happiness. But, when the excitement fades, we go shopping, again…

Try this instead: invest your time and money in things that will give you real joy and fulfillment. One step to doing that is to know your priorities. What is most important to you? What can improve your quality of life and give you more satisfaction at the end of the day, week, month or year? What dreams or goals do you want to fulfill?

Write down 5 goals you want to accomplish in one year. Then, break it down into steps or milestones. Devote at least 30 minutes a day on these goals, and start a small fund – even just $50 a month – into anything that will help you in this endeavor. You will feel happier, more fulfilled, and have a sense of purpose. Instead of wasting time and money on passing pleasure, you are actively investing in something that matters to you.

 

 

Time management and planning can definitely help you gain financial control. But there are those unexpected emergencies that can throw you—and your finances—through a loop. Maybe someone got sick, your house needs repairs, or a check you were waiting for got delayed. It happens to the best of us! In these situations, when you just need something to tide you over until your next salary, you can get a payday loan.

What Are Payday Loans?

Payday loans are unsecured loans that help you when you are in between paychecks. These short-term loans don’t require any collateral – hence why they are considered unsecured loans. These loans also do not require a high credit score like other traditional loans may require. If you have bad credit, you don’t have to worry about being turned away. We will still work with you.

How To Get Payday Loans

The great thing about payday loans is they don’t take a long time to process – and we don’t make you bring in a lot of documents. Just go on our website and fill out the online form. The form will then be sent to a Florida payday loans nearest you and a loan associate from that location will give you a call. During the call, the associate will walk you through the rest of the process. Once you are off the phone you can make your way over here.

Be sure to bring your ID, a blank check from an active checking account in your name, and your most recent pay stub. We will then analyze your items and let you know if you’ve been approved. If you are, we will have you sign the loan agreement and hand you the money.

The amount you can borrow depends on our evaluation, but the limit is $1,000. That is enough to cover late utility bills or help with unexpected repairs or medical bills. You can use a Florida Payday Loan for any unexpected situation that cannot wait for your next paycheck. It's an emergency financial assistance that can tide you over until your next paycheck.

It always pays to plan ahead. You may not need a fast payday loan now; but at least you know where to go if ever you are suddenly strapped for cash and need a fast, accessible way to get money.

Better Your Time Management Skills To Earn Some Extra Cash

There you have it. Learning how to better handle your time could actually help create a small monetary cushion for you. And we all know that having some extra money is never a bad thing.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.