When it comes to getting payday loans from us at Fast Payday Loans, Inc., we make sure the payday loan application process is simple and convenient. That said, if you’re a first-time borrower, you might still want some pointers on how to get the payday loan process started without messing anything up and wasting precious time. Here is what you need to know about getting payday loans Florida.

Before You Begin The Payday Loan Application

Making sure you’ve got everything necessary for the payday loan application to go through is half the job done. While Fast Payday Loans, Inc. has only a few qualifying requirements that are quite easy to meet, it’s still a good idea to make sure you’ve got all the items ready to go before you come in and apply for the loan.

Make Sure You’re Qualified

Just like with any loan, there are certain things you need to meet in order to qualify. But do not worry, our list is easy to understand. To put it very simply, to be eligible for a loan at Fast Payday Loans, Inc. you need to be:

1. A legal adult, over 18 years old;
2. You need to have some sort of income to prove you’re able to repay the loan;
3. You need an active checking account in your name.

It’s important to note that Fast Payday Loans, Inc. welcomes people of all credit types. This enables our borrowers to apply even with bad or even no credit history. And you may even utilize non-salaried income for loan repayment. Just come talk to us for more information on that.

Get Your Qualifying Items In Order

Just like we have certain qualifications, we also have required items for you to bring in to complete the payday loan application. You will need to provide your loan representative with just these three simple items:

1. A valid state-issued photo ID or a driver’s license;
2. Your most recent pay stub as proof of income;
3. A blank check from an active checking account in your name.

 

 

Starting The Payday Loan Application

Once you’ve got all the required items in order and know which store you’ll be working with, starting the payday loan application itself should be a breeze. Here are the steps you need to follow to get through our payday loan application process.

1. Submit The Online Form

The first thing you do is fill out the online form you’ll find on the website and submit all the required details to send information to the store. This will send us your contact information so we can give you a call. Don’t worry, your information is kept confidential.

2. Answer The Call From The Loan Representative

It will take the form a few minutes to process. Once it’s processed, the loan information you’ll be working with will give you a call to double-check your information, make sure you’ve got the right information about the loan process, and arrange an in-person meeting with you at the nearest Florida payday loan.

3. Ask Any Questions You May Have

This call is a good opportunity to ask any questions about any part of the loan procedures that you find confusing and need clarifying. Getting everything confusing out of the way now will help the rest of the process go smoothly. Once the loan representative arranges the meeting with you, the only thing left is to go through the process and finish it.

4. Take The Qualifying Items To The Meeting

To determine if you qualify for the loan, the loan representative needs to assess your documents in person. Remember, you’ll need to take your state-issued ID or driver’s license, proof of income in the form of your most recent pay stub, and a blank check from an active checking account to the meeting. The loan representative will examine the documents before deciding if you qualify.

5. Finish The Final Paperwork

If the loan representative decides you qualify for approval for the loan, then you’ll move onto the final stage. The representative will walk you through the final steps of the process and help you with finishing the final paperwork.

Make sure not to rush through it, pay attention to the terms of your loan agreement, and – again – ask the loan representative if there’s something you don’t understand about the process. They’re there to help you. Once you’re done with the paperwork, all you need to do is wait for the cash to be deposited into your account – which can either be the same day or the next bank business day.

Start The Process Now And Get Your Payday Loan Today

As you can see, getting a payday loan in Florida doesn’t have to be difficult to understand. If you follow our process closely and let your loan representative help you out, we can see if you qualify for approval.

The entire payday loan process takes, on average, no more than 30 to 45 minutes from the time you walk in the store. And with our minimized waiting period, if you are approved, you’ll get your cash either the very same day or the next bank business day.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.