Life can throw some big, unexpected expenses our way that we can't afford, such as medical bills, auto repairs, and funeral expenses, that require fast emergency cash. That's where a payday loan from Fast Payday Loans, Inc. can help. You can borrow from a future paycheck and repay the loan with your next paycheck to resolve your debt quickly and efficiently.
In this guide, we will explain where you can get quick payday loans in Florida. We will describe the process so you can get instant cash for your emergency expenses today!
What Is A Payday Loan?
Before finding out where to get a payday loan, it’s essential to understand the loan type first. Also known as a cash advance, it is an unsecured loan option that lets you borrow up to $1,000 from a future paycheck without needing collateral.
As long as you can prove you have current income, you can borrow cash for emergencies. Your borrowing amount will depend on your income level and ability to afford repayment. After getting approved, you can receive your money within one business day. Just remember, you will have to repay the loan with your next paycheck, so only borrow what you feel you can repay.
Read on to learn more about what you need to get approved for a Florida cash advance.
What Are The Payday Loan Requirements In Florida?
You may be familiar with getting a personal loan at a traditional banking institution. There, you will need a long list of requirements and must have good credit to get approved. You will not need to worry about that with us, since we have a small list of payday loan requirements.
You will need to prove that you are at least 18 years old, as Florida law requires you to be a legal adult to borrow money in the state. You will also have to verify your identity, income, and checking account. We have a small list of required items you can use to meet all of our qualifications.
Here are the payday loan requirements in Florida:
- A state-issued photo ID that displays your full name and date of birth
- Your most recent pay stub
- A checking account
All of our Florida branches will accept a pay stub as proof of income. However, freelance workers may only have earnings statements. In this case, you will need to call us before applying to see if we will accept your nontraditional proof of income. Once you have all of these items ready, you can begin the payday loan approval process online.
Quick Payday Loan Approval: A Step-By-Step Guide
When you need instant cash for financial emergencies, payday loans are one of the fastest options. Ot only will you not need to find high-value collateral, but you can get approved the same day you apply. The whole process takes just a few steps that you can complete in under 30 minutes.
The following is the approval process for Florida payday loans:
- Submit your information through our online request form
- Receive a phone call for us to discuss payday loan terms
- Gather your required items and head to the nearest Florida store location
- Have your requirements verified in person in less than 30 minutes
- Sign the loan agreement to finalize the process
- Receive your cash advance later that day or by the next business day
As you can tell, our payday loan process is simple and allows you to get fast access to emergency funds. The only thing left for you to worry about is finding payday loan places near me to get approved at.
Where Can You Get Approved For A Payday Loan In Florida?
Fast Payday Loans, Inc. has 21 locations across Florida. Whether you live in North, South, or Central Florida, we likely have a store branch within 20 miles of you. After applying online, you can visit us in person to get approved in under half an hour. Our friendly loan associates can guide you through the process and answer any questions you have.
Here are some of the Florida store locations you can get approved at:
- Miami, FL (19993 South Dixie Highway)
- Tallahassee, FL (1243 North Monroe Street)
- Gainesville, FL (4053 Northwest 13th Street)
- Hialeah, FL (325 East 49th Street)
- Myers, FL (2940 Cleveland Avenue)
- Quincy, FL (384 Jefferson Street)
- Ocala, FL (2705 Northwest 10th Street)
- Jacksonville, FL (5235 Normandy Boulevard, Suite B)
- Pensacola, FL (4600 Mobile Highway, Suite 112)
Florida Payday Loans FAQs
How much can you borrow with payday loans?
Our payday loans can go up to $1,200. While that may seem like a good amount, you won’t automatically get that much if you are approved. Remember, the thing about payday loans is that they are based on how much you can repay. The more money you make, the more you could potentially get qualified for.
Can you borrow payday loans with bad credit?
Payday loan approval is not based on your credit score but rather on your ability to repay. While we may conduct a soft credit check, we will not reject you for having bad credit. In fact, you can get a payday loan with bad credit, and we won’t report it to the credit bureaus; your credit score won’t go down from getting a payday loan.
How does payday loan repayment work?
You will have to repay your payday loan with your next paycheck. These loans collect interest, so it will be more expensive than what you borrowed. That's why you should only borrow what you feel you could realistically repay with interest.
Get A Payday Loan In Florida – Borrow Up To $1,000 Today!
Looking for payday loan places near me for emergency cash? Fast Payday Loans, Inc. has 21 locations in Florida in places like Miami, Tallahassee, and Jacksonville. We can help you get approved today through our fast, efficient approval process. Start your quick payday loan form online now and visit us in person to get approved in less than 30 minutes!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.
