payday loans over the phone process

How Does It Work To Get Payday Loans Over The Phone?

When it comes to payday loans over the phone from us at Fast Payday Loans, Inc., they aren’t too different from our regular payday loans. The loan still is designed to help you with any emergency expenses you get while you are in between pay periods at work. And when it comes to the process, it is still designed to be quick and easy to understand. As similar as they are, there are differences you need to know. So, keep reading this guide to learn about this loan.

How To Get Payday Loans Over The Phone

One thing to note about getting a payday loan over the phone is the process isn’t much different from getting one in the store. We still make sure that you know what you need and we make sure to come to a decision in a minimum of 30 minutes. And if you are approved – just like with our regular cash payday loans – you can get the money on the same day. But here are the differences you need to know before you decide which process works best for you.

woman with payday loan cash and holding phone how does it work to get payday loans over the phone?

Fill Out The Online Form

Just like you would with our in-store payday loans, applying for payday loans over the phone starts with filling out the online inquiry form found on our website. This form sends us your contact information so we can help you get started on the process. Don’t worry about your information because we make sure to keep it absolutely confidential. This is just so that we can give you a call back.

Speak With The Representative Over The Phone

After you fill out the online form, one of our payday loan representatives will call you. Now, normally this is where you’d make an appointment to come into the nearest Florida payday loan store locations to complete the process. But this is where payday loans over the phone differ. Instead of having to come into the store, you would just let us know that you would like to complete the application over the phone. There is no need for you to come into one of our stores!

Now, whether you come to the store or finish the process over the phone, you will need to have the required items handy so the loan representative can verify them. You will have to have your driver’s license or state-issued photo ID, your most recent bank statement from an active checking account in your name, and your most recent pay stub, Once the items and your identity are verified, the representative will decide if you qualify for approval.

Go Over The Loan Terms And Get Your Money

If you are approved for payday loans over the phone, the representative will help you finish the paperwork and go over the loan terms with you. Those who are approved can get their money either the same day or the next bank business day right on their account. And the loan repayment is due back to us when you receive your next paycheck – which is usually in two weeks or so.

woman excited to get payday loan over the phone

Reason For Getting A Payday Loan

Several reasons exist why someone would opt for a payday loan. Payday loans can be approved the same day as the application, even for payday loans over the phone. Another reason many people look at and use payday loans is their credit score isn't good enough to gain bank approval. This is where payday loans can fill a gap. We here at Fast Payday Loan, Inc. can work with you even if you have poor credit.

And if you do get approved for the payday loan you need, you can get anything up to $1,000 to help you out with emergency expenses quickly. And when we say emergency expense, this can be anything like an expensive medical bill, a sudden issue with your car or home, or even late utility bills. Basically, if you need quick cash to help you with your situation or your credit won’t allow you to get bank loans, this can be the loan to help you get back on the right path.

Contact Us Today To Get The Loan You Need

As you can see, getting payday loans over the phone doesn’t have to be complicated at all. In fact, it is just as easy – if not easier – than coming to the store for your loan. All it takes to get started with checking out payday loans over the phone is filling out the inquiry form on our website. Once we receive your information, our loan representatives will call you and be happy to help you through the process over the phone. So, once you are ready to begin, fill out the form and take care of that surprise expense!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.