florida payday loan requirements

What Are The Correct Payday Loan Requirements In Florida?

If you are interested in a payday loan, it’s important to know the correct payday loan requirements in Florida to be successful at acquiring the loan you need. If not, you may waste your time attempting to get a loan without making sure you have the correct requirements.

Requirements can differ from state to state, and even between different lenders within the same state. To ensure you have all the right information about payday loan requirements in Florida, this article tells you everything you need to qualify for one. We also walk you through the steps of acquiring a payday loan in Florida.

Since every Florida payday loan place has different requirements, we will specifically be looking at our requirements at Fast Payday Loans, Inc.

Payday Loan Requirements In Florida

Here at Fast Payday Loans, Inc., we try to make it as simple as possible to learn about our payday loan requirements. Below, you can learn about all of the loan requirements for getting a payday loan in Florida at any of our locations, including your required age, items, and where to apply.

Here’s a quick glance at what you’ll need:


18 years or older


Proof of income


Active checking account in your name

Items to Bring To The Appointment

Driver’s licensed or a government issues ID


Most recent pay stub


A blank check from your active checking account

Apply Online or In-Store?


Payday Loan Requirements Explained

Let’s explain each requirement in detail, starting with the age requirement.

How Old Do I Need To Be?

To qualify for a payday loan, you must be at least 18 years or older. If you are under 18 years old, you cannot apply for one of our payday loans. Your government-issued ID or driver’s license will be used to verify your identity and age.

man happy with getting a fast payday loan

What Items Do I Need?

You will need your driver’s license or government-issued ID. This ID will be used to confirm your age and your identity.

You will also need your most recent pay stub. This pay stub shows that you have a source of income, which is required for a payday loan.

The last thing you will need is an active checking account that is in your name. A checking account that is in someone else’s name will not work. Bring in a blank check to prove you have an active checking account in your own name.

Do I Need To Go To A Store?

In order to qualify for payday loans, you must go to a store to complete your process. Although you begin the communication with Fast Payday Loans, Inc. by filling out the fast payday loans Florida online form, this form isn’t final. This form simply kickstarts the communication between you and the closest location so you can set up your appointment. You won’t formally complete your process for the loan until you show up at the set appointment.

How To Get A Payday Loan In Florida

If you believe that you meet all the requirements for a Florida payday loan, the next step is to qualify for a payday loan. Here are the steps that you can follow to get a payday loan from one of our Fast Payday Loans, Inc. locations:

1. Fill Out Inquiry Form Online

Begin by filling the online form. Once again, this inquiry form is the first and is not final. Instead, it is used to begin the conversation between you and our store. Filling out this inquiry form only takes a couple of minutes, but it speeds up the application process.

2. Set Up An Appointment

After you fill out the inquiry form online, a representative will call you shortly to set up an appointment. During the call, the representative will answer any questions you may have and walk you through the application process more thoroughly. The representative will also remind you about everything you need to bring to the appointment.

3. Go To The Closest Location

Once it’s time for your appointment, go to the nearest Fast Payday Loans, Inc. store and make sure to have all the required documents with you. While you are at the store, the loan representative will review your documents to determine if you qualify. This part of the process should be quick and simple.

4. Get Your Payday Loan

If you are found to be qualified, you can get your payday loan the same day as your appointment. At the very latest, you will have your money by the next business day.

get a florida payday loan

Simple Loans Have Simple Requirements

The main payday loan requirements at Fast Payday Loans, Inc. are your government-issued photo ID, most recent pay stub, and a blank check for your active checking account. If you meet all these requirements, you have a chance to qualify for one of our payday loans today.

To begin the process, fill out our online inquiry form and wait for a representative to call you. The process should take less than a day!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.