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Getting Approved For A Payday Loan Jacksonville Florida

Going through the payday loan Jacksonville Florida process with Fast Payday Loans, Inc. is quick and simple, with minimal requirements and little waiting time. However, it still helps to know what it takes to get approved beforehand, so you can prepare as best as possible. 

To be considered for approval, you must be at least 18 years old, provide your most recent pay stub, a blank check from an active checking account in your name, and a valid government-issued photo identification. You should also know that having bad credit won’t necessarily disqualify you. 

As you read through this guide, you’ll learn what it takes to get your loan approved in Jacksonville, Florida. That way, you can prepare and go through the process as smoothly as possible. So keep reading this article if you are ready to learn all about our simple process.

payday loans jacksonville, fl

What Does It Take To Get Approved For A Payday Loan In Jacksonville, Florida?

The first thing you must do to get approved for a loan is to satisfy all the payday loan Jacksonville, Florida requirements. Thankfully, there aren’t many things you have to prepare beforehand to do that. Here are 4 requirements you must meet to go through the application process:

  • Minimum age: Firstly, you must satisfy the minimum age requirement by being at least 18 years old.
  • Proof of income: Payday loan approvals, in particular, require you to provide proof of income. You will do that by having your most recent pay stub with you when you apply.
  • Checking account: You’ll also need a checking account that’s both active and registered in your name. More specifically, you must provide a blank check from that account when you apply for a loan.
  • Identification: Last but certainly not least, you can’t get an approval without a driver’s license or other valid government-issued photo ID.

You can proceed with the application process when you satisfy the four needs above. However, the loan representative will still have to evaluate these things before deciding whether or not you qualify for an approval, and, if so, how much you can borrow. If you do qualify for a loan, you’ll receive the money quickly!

Can You Get Rejected For A Payday Loan Due To Bankruptcy Or Bad Credit?

Some people rule themselves out and don’t bother applying for any payday loan Jacksonville, Florida has to offer just because they have bad credit, or a history of bankruptcy. In reality, though, those things do not need to affect your ability to get approved for a loan.

Getting a traditional loan with bad credit can be almost impossible. However, with this loan, having a discharged bankruptcy, bounced checks, charge-offs, or other credit issues will not disqualify you. As long as you satisfy the requirements mentioned earlier, you can apply for a loan and get considered for approval.

How Long Does It Take To Get Approved For A Payday Loan?

You don’t have to wait long to get approved, that’s another reason they’re popular among borrowers. Firstly, you can get started with the payday loan Jacksonville, Florida process right now just by filling out and submitting the online form with your details.

Then, you'll have to gather your required items and come into the store or speak to us over the phone to complete the entire process. This could take all of 30 minutes to complete. Finally, if you’re approved, you’ll get the money as quickly as the same day or by the next business day.

From start to finish, the amount of time you’ll spend overall is very minimal. You can reduce the chances of any delays throughout the process by ensuring that your documents are in order beforehand. On top of that, it also helps to double-check all the details you provide so they’re free from any mistakes.

How Much Can You Get If You’re Approved For A Payday Loan?

If you go through the Jacksonville, Florida payday loan application process and get approved, you can get anywhere between $100 and $1,000. The precise amount you’ll get upon approval will depend on several factors considered by the loan representative during the application process.

Can You Still Get Approved For A Payday Loan If You Already Have An Outstanding Loan?

Unfortunately, you cannot apply for another payday loan if you already have one that’s outstanding. You can only apply for a new one once the previous one has been terminated over 24 hours.

payday loan application

Apply Now!

Now that you know what the payday loan Jacksonville, Florida process looks like and how to get approved, it’s time to get started with Fast Payday Loans, Inc. right now. Just like you read earlier, you can get started immediately by filling out the online form.

Soon after that, you’ll receive a call from a loan representative. They’ll explain everything you need to know about the rest of the process, including the necessary items and how you can get approved.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.