How Living With Less Can Give You More

October 30, 2020 | June Mckaig

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It goes without saying that saving money is difficult. With a significant number of people living paycheck to paycheck, it often seems like there's no way to get a leg up on your barren savings account. You may feel like the idea of saving money and cutting back is just too daunting for you.

Living With Less Can Actually Give You More

Luckily, saving money doesn't have to be as daunting as you might think. Check out our tips on how to live with a little less so that you can save a little more.

Brew Your Own Coffee

Maybe this one is obvious, but it's no joke! Spending $5 for a latte every single day, or even $1.50 daily on a simple black coffee, can really add up. Consider exchanging your pricey caffeine fix for an at-home brew. Not only will it make your kitchen smell nice in the mornings, but it could also save you about $100 a month.

Switch To A Cheaper Phone Plan

Nowadays there are Wi-Fi hotspots all over the place, even where you might not expect them. Because of that, most people don't need nearly as much data included in their phone plan as they pay for. Consider switching to a lower data allowance to keep a little more money in your pocket each month.

Go To The Library

The best thing about libraries is that they're free! They're also a great source of entertainment. You can find things like a vast range of movies, magazines, and books available for adults, teens, and kids alike. Some libraries also hold some really cool free events – so definitely check out your local library for free entertainment options.

Host A Clothing Swap

Is your wardrobe in desperate need of a refresh? Instead of going on a shopping spree, consider holding a clothing swap with your friends. It's a great opportunity for you and people you know to switch up their looks for free by exchanging each other’s clothing.

Pay Yourself First

One of the biggest mistakes people make is depositing funds into their savings account last. When you receive your paycheck, pay yourself first. Deposit a small amount into your savings account before paying any bills or buying any necessities.

 

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Even If You Start Earning More Money, Emergencies Still Happen

Even though living with less can help you save more, that doesn’t make saving money any easier. This is especially true if – and when – something comes up out of nowhere. Unexpected situations like your car needs a repair, you are late paying bills, or your house experiences damage happen at any time. And usually the worst time.

But don’t panic! There is still a viable option available in Florida Payday Loans. With any of these unexpected situations, where you just need some help getting to your next paycheck, keep in mind getting a payday loan.

What Are Payday Loans?

Payday loans are unsecured loans for when you are in between paychecks. These short-term loans don’t require you to put up collateral – unlike secured loans like title loans in other states. They also do not require a high credit score like other bank loans. So, if you have bad credit don’t worry about being turned down automatically. We will still try to work with you.

How To Get Payday Loans

The benefit of using a Florida payday loan is that receiving money is easier than you think. To start, just go to our website and fill out the online form. Once completed, the form will then be sent to the nearest Florida payday loans. Then, shortly after, a loan associate from that location will give you a call. During the call, the associate will explain the rest of the process. Once off the phone you can make your way over here to sit down with us.

Please be sure to bring your ID or driver’s license, a blank check from an active checking account in your name, and your most recent pay stub. We will then examine your application and items and let you know if you’ve been approved. If you are approved, we will have you sign the loan agreement and hand you the money.

The amount you can borrow changes with each person’s application – but the maximum amount you qualify for is $1,000. That should be enough to help you with any unexpected situation.

Take Out The Clutter And Learn To Live With Less

When it comes to living with less things, it can be difficult. But once you get used to it, you may find time and space for things to help you progress. Maybe you’ll have time to learn a new skill that’ll translate into a business venture. Maybe you’ll have some extra spending money for the weekends. Whatever the case, these tips prove that living with less can give you so much more.