Do you have a time-sensitive problem that needs to be handled as soon as possible? Would a few hundred bucks on short notice make your life easier? If so, you might want to look into payday advance loans or payday loans for short.

What Are Payday Advance Loans?

Payday advance loans are a type of short-term fast loans. They’re unsecured – meaning you don’t need to provide a guarantor or collateral to get approved.

Usually, payday advance loans are only for a few hundred dollars and are used to handle emergencies not requiring a lot of cash to cover (urgent doctor’s or dentist’s visit, emergency assistance from locksmith/electrician/plumber/etc., overdue bills, or other time-sensitive expense one would need to get cash together for on short notice).

Florida has one of the highest state limits for maximum payday loan amount. At Fast Payday Loans, Inc., you can get up to $1,000 the same day you apply.

How Do I Qualify For Payday Advance Loans?

Fast Payday Loans, Inc. doesn’t have a ton of qualifying requirements for potential clients. The documents you need are easy to acquire. At a minimum, you should be of legal age, be able to prove your source of income, and own an active checking account.

Here’s what you’ll need to provide Fast Payday Loans, Inc. with during the application process:

1. A government-issued photo ID to verify your identity and prove you’re over 18.
2. Your most recent pay stub as proof of income.
3. A blank check from an active checking account in your name.

Can I Qualify For Payday Advance Loans If My Income Is Unstable?

Typically, to get approved for a payday advance loan you would need to provide a recent pay stub.

However, that doesn’t mean you’re outright disqualified if you aren’t able to provide a recent pay stub due to an unstable employment situation or an alternative income source.

What matters to Fast Payday Loans, Inc. is to prove that you have some sort of income source. So, if you can’t provide a recent pay stub, you can utilize alternative income means – any benefits or compensations, pension, or even savings – can still get you approved.

Just make sure to ask the loan representative for help and provide them with correct documentation.

Can I Qualify For Payday Advance Loans If My Credit Is Bad?

Fast Payday Loans, Inc. accommodates clients of all credit situations to the best of their ability.

As long as you provide all the required items and they meet the lender’s standards, you’re likely to get approved for a payday loan regardless of what your credit looks like.

Be it good, bad, or outright nonexistent – you can still qualify.

Will My Credit Score Go Down If I Apply For Payday Advance Loans?

Your credit won’t get affected in any manner if you get a payday advance at Fast Payday Loans, Inc.

The reason for this is that for any loan to go onto your credit report and influence your credit history it must first be reported to a credit agency.

Fast Payday Loans, Inc. keeps clients’ information fully private and never reports to any credit agencies. As such, your credit score stays completely intact.

How Long Does It Take To Get Approved For Payday Advance Loans?

Typically, it takes less than an hour (bar commute).

It shouldn’t take you more than a few minutes to submit a form on Fast Payday Loans, Inc.’s website, and only a few minutes more to discuss the details with the loan representative.

After that, the longest you’ll spend on the application is the face-to-face meeting when the representative assesses your items, which usually doesn’t take more than 30 to 40 minutes.

If approved – you could get cash the same day.

How To Get Payday Advance Loans Near Me

To ensure that the payday loan application process goes smoothly, make sure you’ve got all the required items on hand before getting started.

You can start by submitting a filled-out online form on Fast Payday Loans, Inc. to send your information to the nearest payday loan near me location (you can also use the store locator to choose the convenient store).

When the form gets processed, you’ll get a call from a loan representative who’ll provide further information about the process and set up an appointment for you.

Take the required items (the government-issued ID, your most recent pay stub/other proof of income, and a blank check from an active checking account) to that meeting so that the loan representative can assess everything.

Based on your documents they’ll determine if you qualify for the loan and how much you should get. If they decide to approve you, you’ll sign the final papers, and get the cash the very same day.

Submit Your Form For Payday Advance Loans Today

If you apply for payday advance loans right now you could get up to $1,000 by the end of the day! The process is this simple and quick, so don’t hesitate to submit your online form today. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.