Santa gifts a stocking with cash from a holiday loan for Christmas.

The Simple Way To Get A Holiday Loan For Urgent Expenses

If your emergency fund is low or non-existent, you may scramble to find spare cash or a holiday loan to pay off urgent expenses. Thankfully, Fast Payday Loans, Inc. of Florida offers a holiday payday loan with a quick turnaround time to put between $100 and $1,000 into your account when you need it most.

If you’ve tried to get a holiday loan through a bank, you might have a headache and not a penny extra. We’ve bypassed the traditional methods lenders use to qualify applicants and instead offer a simpler way to get the cash you need.

Today we’re covering:

  • What you need to get a holiday loan
  • How to breeze through the application process
  • The benefits of a holiday payday loan
  • Frequently asked questions
  • And more…

How To Get A Holiday Loan For Emergencies

Receiving A Payday Loan

Getting a payday loan is not for everyone. This short-term financial solution is best used to pay off smaller expenses that require your immediate attention. You may use your payday loan to:

  • Pay an overdue utility bill
  • Cover your rent
  • Pay for an urgent medical procedure
  • Fix a car or home issue

If you’re ready to get your holiday loan, let’s break down what you need and how to apply.


Holiday payday loans from Fast Payday Loans, Inc. of Florida are much more accessible than personal loans from credit unions or banking institutions. Our vetting process can take as little as 30 minutes, so you’ll get a quick answer as to whether or not you qualify.

To apply, you’ll need the following three things:

  • Your driver's license or state-issued I.D.
  • Your most recent pay stub from your employer
  • A check from an active checking account in your name

How to get a holiday loan for urgent expenses

The bank account name must match the name on your I.D., so be sure to update it if you have recently been married or divorced.

If you receive monthly income from a source other than employment – such as a pension, Social Security, disability, alimony, or another source – Fast Payday Loans, Inc. of Florida may still approve your application, so contact us today.

Application Process

Our payday loans beat out the competition because of our straightforward application process. Here's how we simplify the process for you:

  1. Fill out a general form on our site’s main page. This form will ask for your name, telephone number, and address so that we can connect you with a loan representative in your area.
  2. After submitting the form, you’ll get a call from a local rep who will verify your information and resolve any doubts about the process.
  3. You’ll then choose to meet with the rep in-store or to complete the application over the phone.

Many people choose to head to one of our many locations to put a face to our name. We have offices in Gainesville, Tallahassee, Miami, Ft. Myers, Ocala, Pensacola, Jacksonville, Lake City, and many more towns. The in-person meeting can take as little as 30 minutes of your time.

If you prefer to complete your application over the phone, that’s no problem. We’ll verify everything we need to know without the need to leave your home.

Once approved, you’ll get receive your holiday payday loan that evening or the next weekday.


Payday loans at Fast Payday Loans, Inc. of Florida are used by hundreds of Floridians every year because we know and love our customers. They can take advantage of benefits such as:

  • Applying over the phone OR in person in as little as half an hour
  • 20+ locations throughout the state of Florida
  • No fair or good credit needed
  • Multiple income sources accepted
  • No collateral required

Frequently Asked Questions

How Long Does It Take To Apply?

After filling out the general inquiry form, you could finish your application within half an hour. This can be done over the phone or in person at a local office.

Can I Apply Online?

Our applications all begin online. This takes only a few minutes, after which you’ll receive a call from one of our representatives. A representative can speak with you either on the phone or in-person to verify your documents. There is no need to come into our store if you prefer not to.

What If I Have Bad Credit?

Fast Payday Loans, Inc. of Florida encourages applications from all credit backgrounds. We see our customers as more than just their credit scores. We even accept applications from those with no credit.

A man smiles and holds a present after receiving a holiday loan for Florida payday loans

How Is The Loan Repaid?

Payday loans are usually paid back on the day of your next paycheck; however, loan terms may vary. Ask your local representative for more information.

Who Should Get A Payday Loan?

Payday loans are short-term solutions for financial emergencies. If you have an expense that can’t wait until your next paycheck, a payday loan may be a good solution.

Get Your Holiday Loan Today!

A holiday loan can relieve stress if you are short on rent or a mortgage, had your car break down, or received an urgent bill out of the blue. A holiday payday loan from Fast Payday Loans, Inc. of Florida could put up to $1,000 in your hand to face life's emergencies with self-assurance.

If you have monthly income, a driver's license or state-issued I.D., and a blank check from an active checking account in your name, you may qualify for one of our payday loans. Fill out our homepage form today to speak with a representative to see if this solution is right for you. Your money is waiting!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.