Remember This When You Get An Advance Payday Loan
An advance payday loan can be a fast solution to your emergency financial needs, whatever they may be. From a missing roof tile to urgent pet care, you can use payday loans for many situations.
However, it's important to remember the loan conditions, process, and amount of money you need when requesting a loan. Otherwise, you can ask for more than your situation requires and more than you can afford, limiting your chances. Knowing whether you meet the requirements is also helpful so that you don’t waste your time.
With that in mind, this article will explore everything you need to remember when getting a payday loan from Fast Payday Loans, Inc.
Remember These 7 Things When Getting An Advance Payday Loan
1. The Loan Conditions Are Easy To Meet
Unlike standard loans from banks and credit unions, payday loans do not come with a long list of requirements. They're designed for emergencies, so we only need three things to approve your request, find them listed below:
- Driver's license or government-issued identification — Bear in mind that you need to be at least 18 years of age to get an advance payday loan.
- Most recent pay stub — It should cover the last 30 days. We use it to establish whether your income is sufficient enough for us to lend you the desired amount of money.
- Blank check — Ensure it's from an account in your name so we can match your documents and confirm your identity properly.
2. You Don't Have To Worry About Having A Perfect Credit Score
You don't need to have a good credit score. We approve people from all walks of life with a variety of financial backgrounds.
Regular banks put a lot of pressure on you to have a near-perfect score. Otherwise, they see you as too much of a risk. But we avoid that, ensuring everyone has a shot at receiving the cash they so desperately need.
Your credit score will not be impacted by your inquiry at Fast Payday Loans, Inc.
3. Never Apply For More Than You Need
Many people make the mistake of asking for more money than they actually need. While it can seem tempting to just go for the maximum amount (with us, that's $1,000), you should stop yourself from falling into this trap.
Payday loans are just like any other formal loan. It is easier to gain approval if you request a lower amount.
To find out how much you should apply for, calculate the cost of solving your financial emergency and go from there.
4. Always Be Accurate On Your Initial Request Form
You can't be too careful regarding the information you provide on your initial request form. Make sure to double-check your answers to even the most basic questions to ensure everything goes off without a hitch.
5. Don't Wait To Respond To Your Offer
The faster you respond to our offer, the faster you will receive the cash you need.
Please have your phone handy, so you don't miss our call. Typically, we respond moments after you submit the initial request. And once we extend an offer, you’ll only have a day or so to accept.
6. Only Choose A Lender With The Relevant State Licenses
Lenders with the legal right to operate in the state will display those licenses on their websites for all to see. If you do not see that a lender is licensed, steer clear. They may be unscrupulous stores with less-than-good intentions.
7. You Can Get An Advance Payday Loan Over the Phone or In-Store
The last thing to remember is that you can get an advance payday loan with us in-store or over the phone — whatever's easiest for you!
We cover both processes below:
Our Over-the-Phone Process
- Complete the form online.
- We'll give you a call. Make sure you have your required items ready.
- We'll verify your required documents and guide you through the process. It includes a bit of easy paperwork.
- You get the money within 24 hours.
Our In-Store Process
- Complete the form online.
- We'll give you a call.
- Bring your required items to our nearest branch.
- We'll verify your documents and guide you through the remaining steps.
- Receive your money within 24 hours.
Contact Us To Get An Advance Payday Loan Right Away!
Remembering all seven tips and tricks above will help you to qualify for an advance payday loan from us at Fast Payday Loans, Inc.
Whether you want to get started over the phone or in-store, complete our online form to get started. One of our friendly loan associates will give you a call to discuss everything and ensure you're well-informed before going any further. We're always happy to help fund your emergency and help to return your life to normal.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.