How Can I Get A Same-Day Loan?
When you need money fast, a same-day loan is a quick and easy option. Do you know where to go to get one? Or how to apply? Fast Payday Loans, Inc. of Florida is here to help!
In this article, we'll cover the two convenient ways you can get a payday loan in 1-2 business days, as well as some essential facts about payday loans that will be helpful to know if this will be your first time applying for one.
How To Get A Same-Day Payday Loan
There are many ways to get a same-day loan. We provided two options for applying to accommodate our customer's schedules and preferences. You can apply for a payday loan with Fast Payday Loans, Inc. of Florida online (phone) or in-store. The process starts the same way for either option.
You'd fill out the brief online inquiry form at the top of the page and then speak with a loan specialist when they call you back. Here's where the same-day loan process differs based on the type of application you will be filing.
How To Get An Online Payday Loan
This option is entirely remote. We say "online," but you also have to communicate with your loan specialist over the phone. However, you do not need to visit a location if you choose to get an online payday loan.
You will discuss the loan terms on the phone call with the representative. They will ensure you fully understand the contract and answer any further questions. Then they will then guide you through the task of electronically submitting your documents. We'll tell you what these are in a moment.
All that's left is for you to wait for the representative to deliver your decision. If eligible, you will need to e-sign your loan agreement. The loan can be funded through your bank account with no store visit required.
The entire process can take as little as 30 minutes, and if approved, you’ll receive your money that day or the following business day.
How To Get An In-Store Payday Loan
If it's more convenient for you to come to the office, you can always apply the old-fashioned way: in person.
After the phone conversation, you will bring those same documents to the nearest location where your representative is located. They will accept your items in person and process the loan right away if you are approved. Before you leave, you'll know if you are approved.
Loans completed in person are funded at the same time as online loans. It could be that same day, or it could be the next business day at the latest.
Regardless of which method you choose, you will need to have the following items ready, so the loan specialist can review them and submit them along with your application:
- A blank check - The checking account must have your name on it and be an open, active account.
- Your most recent pay stub - We're looking for your most recent income. We will also accept other proof of income, such as your most recent 30-day bank statement that shows proof of income.
- A picture I.D. - This is used to verify your identity. A driver’s license or government-issued I.D. is acceptable.
That's all it takes to qualify for a same-day loan, so be sure to have everything ready if you hope to process your loan as fast as possible.
Important Details To Remember About Same-Day Loans
If you have never applied for a same-day loan (or even if you have), there are a few details you should remember before applying for the loan.
- Your loan will be paid and repaid in one lump sum, so there are no recurring payments.
- You could complete the process in as little as 30 minutes.
- Loans range from $100 to $1,000, depending on how much you qualify for. Your income plays the most significant factor in determining your loan amount.
- You can contact the store anytime to ask questions concerning your same-day loan.
- There are no obligations or fees to inquire about a payday loan.
Fast Payday Loans Made Easy
Fast Payday Loans, Inc. of Florida strives to make every same-day loan the easiest and fastest. We empathize with our customers who need a little extra cash between paychecks, and we understand that a payday loan may be the only option open to those with no credit or bad credit.
If you think a payday loan is right, fill out our online inquiry form to learn more. Our helpful loan representative can help you begin the process immediately, enabling you to get the fast emergency cash you need right away! If you’re searching for a same-day payday loan, fill out our online form today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.