Do You Need Same-Day Cash? Here's How To Get It
December 9, 2020 | Emma Frost
Arranging cash during hard financial times can be stressful enough. Now, arranging same-day cash for emergencies can seem completely impossible. Is there actually a way you can get money so fast? Of course there is. There are several fast loan options specifically made for such situations.
Here are just 5 ways you can get same-day cash to repair your finances.
1. Personal Loans
The friendliest option would be to get a personal loan from a close friend or family member. It is difficult asking people to lend you money, but you can at least muster the courage to ask someone close to you or someone you know to be very helpful.
People close to you will often be willing to provide you financial assistance with the most convenient repayment conditions and maybe even without interest. However, always discuss repayment and interest rates clearly beforehand and be diligent with your payments. You don’t want any animosities building up in your relationships because of financial issues.
2. Cash Advance
The second option is to use your credit card for transactions or take out a cash advance on your credit card. A cash advance is also a short-term loan that is issued by your credit card provider. But keep in mind that cash advances and regular purchases on credit cards are different, and the former have higher interest rates.
3. Pawnshop Loans
Pawnshop loans are very easy to get and have no background requirements at all. All you have to do is take something valuable to a pawn shop and the shop will give you a certain amount of cash – depending on the worth of the item – as a loan. When you repay the amount with fees, you get your valuables back too.
4. Title Loans
Title loans are short-term loans that you get by using your car title. Your car’s title acts as collateral, but lenders don’t keep your car for the duration of the loan. They only verify that you have the original car title documents and check your car. There are no additional requirements, you can apply for these loans online, and you can get your cash either the same day or the next bank business day.
5. Payday Loans
You also have the option of getting a fast payday loan from Florida Payday Loans.
A payday loan is a loan for small financial emergencies, and you typically repay it by your next payday. The amount is less than that on your normal paycheck, but it can still come in handy when something unexpected happens.
The loan term is short, usually by the time your next paycheck comes in – in about two weeks from the last paycheck. But if you are having difficulties paying back the loan, come talk to us and we will see what can be done.
Similar to title lenders, we won’t hold your poor credit against you. So if your credit isn’t looking too great – or even nonexistent, you can still apply.
Florida Payday Loans Are Quick And Simple
Here at Fast Payday Loans in Florida, our loan associates make sure to provide fast payday loans with convenient requirements. A Florida payday loan can help you pay for financial emergencies like urgent home repairs, medical bills, and important travel.
We make sure the application process is quick and convenient – with the ability to contact us via live chat if you run into any issues. Just get started right on our website by filling out our online form.
How To Get Fast Payday Loans Near Me
It all begins with you going to our Fast Payday Loans, inc. website and fill out our online form. Once submitted, the form will be sent to the location of your choice, where a loan associate from that location will then give you a call.
During the call, a qualified loan specialist will discuss your loan details and go over the required minimal paperwork. All that is needed for you to bring is:
- Your government-issued ID or driver’s license;
- A blank check from an active checking account in your name;
- Your most recent pay stub.
When you have the items, you will come see us at a Florida payday loan near me. We will examine your items and see if we can approve you. If we can, you will receive the amount you qualify for right on the same day – within 30 minutes or less.
Why Payday Loans?
Why are payday loans ideal for same-day cash emergencies? Well, for many reasons! Some of those include:
- The amount is small and always within the limit of your paycheck, so you don’t have to worry about taking too big an amount and regretting later;
- The loan is unsecured, meaning that even if your next paycheck doesn’t come on time, the lenders don’t have any collateral to seize;
- It is a fast loan. If we can approve you, you get the cash the same day you apply;
- It is easy to acquire. The application process is very simple to follow. You can begin it right from your home;
- The requirements are very simple and straightforward. The only thing that we look for is the list of required items I mentioned above;
- All type of credit is welcome. You don’t need to worry about having a low credit score.
With all the convenience payday loans offer, it’s no wonder that they are such a popular solution for dealing with small financial emergencies.
With any one of these options, your chances of getting same-day cash are much more possible. So the next time you find yourself with an emergency, remember these loans for same-day cash.