florida payday loan online

What Do I Need To Get Online Payday Loans In Florida?

Here at Fast Payday Loans, Inc., one of our goals when providing online payday loans in Florida is to ensure that the lending process is as fast and hassle-free as possible. In order to do this, we require very little information from those that inquire about a payday loan.

What You Need For Online Payday Loans In Florida

However, there are still a few things that you 'need'. On this page, we will go through them.

A Reputable Lender

First things first, you need a reputable lender. This means a company that has a wealth of experience ensuring that people are able to borrow the cash that they need quickly. Luckily, you’re already in the right spot! Fast Payday Loans, Inc. has loaned cash to countless people throughout Florida, and you could be next.

Your ID

We need to know who you are. This means that you will need to bring along either your driver's license or a government-issued photo ID.

Remember, you have to be at least 18 years old to get an online payday loan in Florida!

A Checking Account And Blank Check

You will need an active checking account for an online payday loan. We will not ask you for a statement from your checking account, but we will ask you to provide us with a blank check.

The name on the checking account should line up with the name on your ID. If it doesn't, then it is unlikely that you will be able to borrow cash.

Your Most Recent Paystub

A payday loan is a short-term loan. As the name suggests, it requires you to have some sort of income. How much Fast Payday Loans, Inc. can loan you will be dependent on what is written on that paystub.

Your paystub must be recent. It does not matter whether you have a part-time or a full-time job. All that matters is that you are able to provide us with some proof of your income. If you don’t have a steady job, talk to your loan representative about other forms of income you receive like benefits.

The Ability To Reach Your Closest Branch

The inquiry process for the payday loan isn't too long. We aim to make decisions within as little as 30-minutes, with loans being funded within a few hours. However, at some point during the process, you are going to need to visit one of your local branches so that we can inspect all of the documents that you have.

Here at Fast Payday Loans, Inc., we have branches throughout the state of Florida. This means that we shouldn't be too far away from where you live. All of our locations should be easy to reach via public transport or car (we have ample parking).

If you are unsure where your local Fast Payday Loans, Inc. location is, then you will be given every bit of information that you need during the inquiry process. We are here to help, after all!

What We Don't Require

As you can see, we don't really require a whole lot from you. This is because our aim is to ensure that the process is quick and easy. This means that we are not going to ask you for the stacks and stacks of information that a typical bank may ask you for.

A lot of people do wonder whether they need a good credit history, and we are pleased to tell you that we are able to accept inquiries from those that have any sort of credit history. Our decisions will be based on your current financial circumstances.

man in chair searching on laptop for payday loans in Florida

How To Get Payday Loans In Florida

So you have gathered all of your documents for your online payday loans in Florida. What’s next? You can start by either filling in the short inquiry form on our website, or you can give us a call. This is really to let us know that you are interested in a payday loan. There is going to be absolutely no obligation placed on you.

Whatever route you go down, one of our team will give you a call. They will be from your local Fast Payday Loans, Inc. location. They will ask a few questions and ensure that you have all the documents that you need for that payday loan. We will wrap up the call by either finishing the application over the phone--no store visit is required--or telling you which location to visit if you would prefer to meet in person.

If you decide to go to your closest location, we will inspect your documents and determine whether we can loan you cash. If we can, you will be told right away. After you sign your loan agreement, you just need to wait for that cash to hit your checking account (normally within one working day).

Gathered Everything You Need? Get Cash Today

As long as you have a paystub, ID, and checking account, you are well on your way to getting online payday loans in Florida. If you have gathered all of those pieces of information, then why not get started on the inquiry process? Fill in the form on this site, and you could have cash in just a few hours.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.