note pointing to easy extra money

How To Get Cash When You've Run Out Of Options

All of us have been in a situation when we’ve needed some extra cash – and had nowhere to get it. No emergency fund, no sinking funds, not even a friend to lend us money simply because they hadn’t had enough set aside to help themselves.

When you need $20 to get some food, there will always be some good Samaritans who’ll help out. But add another 0 to that $20, and finding someone to help becomes considerably harder – because most people in the US live paycheck to paycheck and don’t have that kind of money lying around.

Finding cash when no options exist can be challenging, and at Fast Payday Loans, Inc., we want to help you find cash options when you need it most. If you have an urgent payment around the corner or need more cash, our guide will help you find alternative sources of income and expand on your existing income sources.

Keep reading to discover how to find cash when no options exist.

How Can You Get Cash When No Options Are Available?

Consider Your Timeframe

Emergencies can arise without notice and force you into a position without cash. Before making an impulsive decision, you must consider your cash options and how much time you have to make an informed decision.

Consider the following questions to help analyze your timeline:

  • How long can you postpone dealing with your emergency?
  • How pressing is your emergency, and when must you pay for it? 
  • How long will it take to fund your emergency? 

It would be best to prioritize your expenses and emergencies to start getting a handle on them. In this case, a Florida payday loan may be a convenient option to meet your urgent expenses. However, if you're not facing a time-sensitive financial emergency, these side jobs can get you fast cash.

empty wallet represents cash when no options

Side-Hustles When You Need Cash Within A Month

Let’s say it’s not an emergency you’re dealing with but a planned considerable expense for which you’ve got time to gather cash together.

This is the most optimal situation that leaves you with multiple options. If you’ve so much time ahead of you, you can easily explore more side-hustle options than you would with a shorter time frame.

Some quick and easy side options include:

  • If you’ve got a car, become a delivery person for companies like Amazon Flex, Instacart, or DoorDash – they keep growing their business yearly and always need new employees.
  • If you have spare space, consider renting out a guest room or an attached living space through Airbnb. 
  • If you live in a dog-friendly neighborhood, consider walking and our pet-sitting through apps like Rover or Wag!
  • If you’re creative, sign up for platforms such as Upwork and Fiverr and look for freelance writing or designing jobs.

Regardless of your choice, these side hustles allow you to get the money together fast and find a stable side hustle that occasionally provides extra income. Another upside of the month-long timeframe is that you can sign up for jobs that don’t pay immediately – since you’re not in a hurry.

What Happens When You Have A Couple Of Weeks?

This leaves you with fewer options because jobs with less flexible payout periods may not work for you. This means being pickier with platforms, such as Upwork, since you’ll have less time to win contracts and will need to find employers who’ll pay right after the job is done. This doesn’t mean you shouldn’t try, though – the beauty of large freelance platforms is the number of jobs posted; there’s always something for everyone.

If you decide to sign up as a delivery person through one of the many apps out there, you’ll need to choose carefully and choose the platform that allows you to withdraw money on short notice. Uber Eats, for example, is an optimal choice – it will enable employees to withdraw cash up to five times daily.

This is also when you should start searching for one-off jobs that pay the same or the next day – things like babysitting or pet sitting, cleaning, snow shoveling, etc. Check out Craigslist and platforms such as TaskRabbit to find short-notice jobs you can do and will pay the same day.


fast cash with online payday loans FL  

When Should You Consider A Cash When No Options Loan?

This is the worst situation that leaves you with the least number of options. Of course, you could try all the abovementioned routes, like freelancing, deliveries, and helping people with one-off tasks. Still, the reality is that 1) you might not be able to find something on such short notice, and 2) even if you find something, you might need more jobs to gather as much as you need to cover the emergency comfortably.

If this is the case and you have very little time to get the cash together, you should consider taking out a short-term loan – like a fast payday loan. That way, you can cover the emergency and loan later in a more comfortable time frame.

Why Should You Get A Payday Loan?

Getting a payday loan in Florida is a quick and easy way to acquire fast cash. Our lenders have very few requirements, and as long as you fulfill them, the application-approval process will take up to 30 minutes. You’ll even get the cash the same day you get your approval.

You must be at least 18, have an ID to prove it, have your most recent pay stub – meaning you have to be employed somehow –and have a blank check from an active checking account. We will also try to work with you no matter what your credit looks like – good, inadequate, or non-existent.

With a Florida payday loan, we allow you to take out up to $1000 to help with emergencies. Plus, getting a payday loan with us is easy!

How To Find Fast Payday Loans In Florida

As discussed above, getting a payday loan from Fast Payday Loans in Florida is very simple. We don’t make you jump through hoops like a traditional loan will do. Our process goes like this:

  1. Go to our homepage and fill out the loan application form.
  2. A loan representative from the nearest Florida payday loan location will contact you, give you the information about the loan, and set up a meeting.
  3. You’ll go to the store and provide them with all the necessary documentation – your ID, a blank check from your checking account, and your most recent pay stub.
  4. They will examine the documents and decide if you can be approved for the loan. If you are approved, you’ll get the money the same day.

So, depending on your timeframe for your emergency or situation, these options can help you handle your financial stress. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.