How To Get Fast Cash When You've Run Out of Options

December 29, 2020 | Emma Frost

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All of us have been in a situation when we’ve needed some extra cash – and had nowhere to get it. No emergency fund, no sinking funds, not even a friend to lend us money simply because they hadn’t had enough set aside to help themselves.

When you need $20 to get some food there will always be some good Samaritans who’ll help out. But add another 0 to that $20 and finding someone to help becomes considerably harder – because most people in the US live paycheck to paycheck and simply don’t have that kind of money laying around.

So if you’ve been hit by an emergency, here’s what you have to do first and foremost.

Look At The Timeframe

Just how long can you postpone dealing with your emergency? How pressing is it and when do you have to pay for it? You need to prioritize your expenses and emergencies to start getting a handle on them.

Options For Fast Cash Depending On Your Timeframe

What Happens When You Have A Month?

Let’s say it’s not an emergency you’re dealing with but a planned large expense you’ve got time to gather cash together for.

This is the most optimal situation that leaves you with multiple options. If you’ve got so much time ahead of you, you can easily explore more side-hustle options than you would with a shorter time-frame.

This gives you an option to not only get the money together fast but also find a stable side-hustle that will give you an extra income from time to time. If you’re a creative person, sign up for platforms such as Upwork and Fiverr and look for freelance writing or designing jobs.

If you’ve got a car, become a delivery person for companies like Amazon Flex, Instacart, or DoorDash – they keep growing their business from year to year and are always in need of new employees.

Another upside of the month-long timeframe is that you’ll be able to sign up for jobs that don’t pay straight away – since you’re not in a hurry.

What Happens When You Have A Couple Of Weeks?

This leaves you with fewer options simply because jobs with less flexible payout periods may not work for you. This means being pickier with platforms, such as Upwork, since you’ll have less time to win contracts and will need to find employers who’ll pay right after the job is done. This doesn’t mean you shouldn’t try though – the beauty of large freelance platforms is the number of jobs posted, there’s always something for everyone.

If you decide to sign up as a delivery person through one of the many apps out there, you’ll need to choose carefully and choose the type of platform that allows you to withdraw money on short notice. UberEats, for example, is an optimal choice – it allows the employees to withdraw money up to five times a day.

This is also the time when you should start searching for one-off jobs that pay the same or the next day – things like babysitting or pet sitting, cleaning, snow shoveling, etc. Check out Craigslist and platforms such as TaskRabbit to find short-notice jobs that you can do and will pay the same day.

 

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What Happens When You Have Less Than A Week?

This is the worst situation that leaves you with the least number of options. Of course, you could try all of the routes mentioned above like freelancing, deliveries, helping people out with one-off tasks, but the reality is that 1) you might not be able to find something on such short notice and 2) even if you find something you might not be able to get enough jobs to gather as much as you need to comfortably cover the emergency.

If this is the case and you have very little time to get the cash together, you should think about taking out a short-term loan – like a fast payday loan. That way you can cover the emergency first and cover the loan later, in a time-frame more comfortable for you.

Why Should You Get A Payday Loan?

Getting a payday loan in Florida is a quick and easy way to acquire fast cash. Our lenders have very few requirements, and, as long as you’ll fulfill them, the entire application-approval process will take no more than 30 minutes. You’ll even get the cash the same day you get your approval.

You will need to be at least 18, have an ID to prove it, have your most recent pay stub – meaning you have to be employed somehow –, and have a blank check from an active checking account. We will also try to work with you no matter what your credit looks like – good, bad, or non-existent.

With a Florida payday loan, we allow you to take out up to $1000 to help with emergencies. Plus, getting a payday loan with us is easy!

How To Find Fast Payday Loans in Florida

Like I said, getting a payday loan from Fast Payday Loans in Florida is very simple. We don’t make you jump through hoops like a traditional loan will do. Our process goes like this:

  1. Go to our homepage and fill out the loan application form.
  2. A loan representative from the nearest Florida payday loan location will contact you, provide the information about the loan, and set up a meeting.
  3. You’ll go to the store and provide them with all the necessary documentation – your ID, a blank check from your checking account, and your most recent pay stub.
  4. They will examine the documents and decide if you can be approved for the loan. If you are approved, you’ll get the money the same day.

So, depending on your timeframe for your emergency or situation, these options can help you get a handle on your financial stress.