If you’re applying for your first payday advance ever, you would probably love to have the process be made clear to you so that it all goes smoothly. That’s exactly what we are here for!

Florida payday loans are simple and accessible loans. At Fast Payday Loans, Inc., we’ve made sure to simplify the payday loan procedure as much as possible to cut down on any extra steps that could unnecessarily lengthen the process.

One of the efforts we made to facilitate this streamlined application process was to keep the list of requirements to the legal minimum, each item having a specific reason.

That’s why you’ll only need to provide 3 documents if you decide to apply for your first payday advance at Fast Payday Loans, Inc.

The 3 Required Documents For Your First Payday Advance 

1. You Need A State-Issued Identifying Document

Payday loans are very tightly regulated, that’s why there are some legal restrictions on who can acquire on. For example, no minor can be eligible for a payday advance in the US. You need to be at least 18 years old.

To confirm that you are an adult and to also provide us with your identity, we require a valid state-issued identification document. This means that you can either use a driver’s license or a different photo ID when you’re requesting your first payday advance.

2. You Need To Provide Proof Of Income

Payday loans are unsecured loans, which means the lender’s money is not secured with some form of an asset when lending you. So, to assess the loan correctly, we assess your ability to repay the loan by examining the source of income that you present.

Typically, providing proof of income comes in the form of your most recent pay stub, which works well to fulfill this requirement. But if you’re currently unemployed, or if you’re employed on a project-by-project basis which means that you may not be getting regular payments, you may be able to provide alternate proof of income as well.

As an example, some of our previous borrowers have been able to use unemployment and welfare benefits, court-mandated compensations and alimonies, pensions, and even savings to qualify for their first payday advance. Ask one of our loan representatives about your options and make sure to provide correct documentation according to their instructions.

3. You Need An Active Checking Account

To be able to receive the cash you qualify for with your payday advance, you’ll need an active checking account in your name. Unfortunately, you won’t be able to utilize another person’s bank account – even with their permission.

To prove that you have an active checking account in your name to satisfy this requirement, you can provide a blank check from that checking account.

With this blank check from an active checking account in your name, you will have completed the three requirements needed to qualify for your first payday advance in Florida.

How To Get Your First Payday Advance 

Once you have these requirements on hand, you’ll find that starting the application process for your first payday advance is only going to take you a couple of minutes.

All it takes to get started is to fill out the online form for fast payday loans Florida and submit it. The form will send the information you provide to the nearest Fast Payday Loans, Inc. branch to you and as soon as it gets processed, you’ll receive a call from our loan representative.

The representative will confirm that you have the right documents to qualify for a payday loan. They will also answer any questions you may have about the process and arrange a meeting with you at a convenient time at the nearest Fast Payday Loans, Inc. store.

You’ll then take the required documents to that meeting. The loan representative will examine them and determine if you can be approved for the loan – and how much money you qualify for.

If they approve you, they’ll walk you through the final steps of the process, including helping you with the final paperwork that you will need to sign. You’ll then receive the money from your loan on the same day or the following business day.

Qualify For Your First Payday Advance Today

Now that you know exactly what you need, you can get your first payday advance without a hitch! Get the qualifying items in order, submit the online form, and get up to $1,000 to cover any emergency or urgent expense!

The process of your first payday advance can be completed during an in-person meeting that lasts as little as 30 to 40 minutes. Our straightforward quick process is designed to prioritize our clients’ busy schedules. That’s why you can start now and be done in less than a day.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.