Need Holiday Cash Now? Here's Where You Can Find It

30 Nov 2020
Updated on 25 Nov 2025
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holiday cash in a gift envelope

The holidays can stretch any budget, from gift-giving to unexpected travel. If you’re feeling the pinch, don’t worry — there are quick and simple ways to earn extra money fast, even before the new year begins.

In this guide from Fast Payday Loans, Inc., we will explain how to get holiday cash fast with side hustles and loans. We will review the process for obtaining a payday loan to help cover unexpected expenses during the holiday season, such as medical bills, travel costs, and auto repairs. Here are six smart ways to boost your holiday income.

6 Ways To Make Extra Money For The Holidays

The holidays are the most expensive time of the year, with people needing to afford travel and gift costs. According to Gallup, Americans are expected to spend an average of $1,007 on gifts in 2025. That doesn’t account for their average monthly expenses, travel costs, and any emergencies that arise.

Does the cost of this holiday season seem intimidating? Don’t fear; there are holiday side hustle ideas that can help you afford the increasing costs.

Here are six ways to make extra money for the holidays:

getting holiday cash fast

1. Work At Retail Stores For The Holidays

Despite online shopping accounting for a large portion of holiday shopping, many people still flock to local retailers and malls to find gifts for their friends and family. These stores need extra hands to help with the high volume of customers they will see during the holiday season.

If you need to make extra cash, you could work part-time at a retailer. Look at online job boards like ZipRecruiter and Indeed to see if there are any stores in your area offering part-time positions. Depending on your schedule, you could even work a full-time shift to make more cash.

It is important to remember that most stores have a training period, so make sure you apply a few weeks before the holidays.

2. Make Money With Remote Freelance Work

If you have specialized skills that you have honed through college, trade courses, or jobs, you can make extra money online. There are plenty of online freelancing platforms, such as Upwork or Fiverr, that let you make money by taking on tasks. The more experienced and skilled you are, the more money you can make. You can also set your own schedule, allowing you to make holiday cash fast during your off hours.

Here are some online freelance jobs that can help you make money for the holidays:

  • Copyediting
  • Blog writing
  • Social media management
  • Video editing
  • Graphic design
  • Web development
  • Virtual assistant
  • Chat support specialists

3. Holiday Freelance With Your Car

While there are plenty of holiday side hustle ideas that you can do remotely, you still have options for making money in person. If you have a car, you can freelance with your vehicle by dropping people off or delivering food.

You can work as a rideshare driver for Uber or Lyft. You can pick up and drop off passengers, earning money from a percentage of the trip fare and tips. You can expect to make around $15-$23 after expenses like gas. Just be sure to drive during peak times such as weekday mornings, evening rush hours, and late nights on weekends. It also helps to stay near airports to drop off travelers during the holidays.

Another holiday side hustle using your car is to drop off food and groceries. You can work as a food delivery driver with DoorDash, Uber Eats, Postmates, etc., to drop off restaurant food to people who don’t have the time to drive. You can also work with Instacart to deliver groceries; remember, you will have to do the shopping for them, so it’s more of a time investment.

4. Rent Out A Room

As mentioned previously, people are always looking to travel during the holidays, but hotels can get expensive for extended stays. If you have an empty room available in your house, you can charge visitors to stay there. As long as you have no problem with a stranger living with you, this can be a great way to earn extra cash for the holidays without needing to affect your schedule.

Websites like SpareRoom, Homestay, and Roomies let you rent out your room during the holidays. How much you can charge depends on its size, amenities, and location. If your house is close to attractions like Disney World and Universal Studios, you may be able to charge more.

If you aren’t planning on staying at your home for the holidays, you can also rent out your whole house on Airbnb.

5. Offer Babysitting Services

If nothing else works, then you can always offer babysitting services. Parents need their alone time as well – especially during the holidays – so naturally, the demand for babysitters is high. You can first start by offering to babysit for friends and family, and then you can look for ads online. You can even ask your friends and family to spread the word that you offer these services.

There are also websites like Care.com where you can offer your services. Local Facebook groups can also offer babysitting opportunities to make some quick cash for holiday shopping.

While earning extra money through side gigs is ideal, sometimes you need cash faster than a new job can provide. That’s where fast payday loans come in.

6. Borrow Fast Payday Loans Near Me

When an urgent emergency arises that you cannot afford, a payday loan can help. Also known as a cash advance, this short-term loan lets you borrow money from a future paycheck. As long as you can prove your income, you can borrow up to $1,000, with your loan amount depending on your income level.

You can get approved for same-day payday loans with these required items:

  • A state-issued photo ID that displays your full name and date of birth
  • Your most recent pay stub to prove your income
  • A blank check from your active checking account

Remember, this loan has interest rates, so you should only borrow money for emergencies. This should be a last resort for essential costs, not buying Christmas gifts. Only follow our simple, straightforward process if you need cash for emergency expenses.

How To Get Fast Payday Loans In Florida

At Fast Payday Loans, Inc. in Florida, our payday loan approval process is simple and only takes a few steps. You won’t need a long, drawn-out process just to see if you can get approved. After completing a few steps, you can learn about your approval on the same day and receive your cash within one business day.

The following is a step-by-step guide to getting fast payday loans in Florida:

  • Fill out our online inquiry form with your basic information
  • Speak to a loan representative over the phone about payday loan terms
  • Visit the nearest Florida store with your required items for verification
  • Sign the loan agreement to complete the process
  • Receive your cash advance later that day or by the next business day

While payday loans are fast and convenient, they do come with fees. Make sure to borrow only what you can repay by your next paycheck.

woman with holiday cash in a piggy bank

Get Approved For Florida Payday Loans – Receive Up To $1,000 Today!

When emergency expenses threaten to ruin your holidays, let Fast Payday Loans, Inc. give you the help you need. You can borrow money from a future paycheck, pay your emergency expenses within 24 hours, and repay the loan with your next paycheck. All credit types are accepted, allowing a wide variety of borrowers to get approved.

Need help covering unexpected holiday costs? A payday loan can offer quick relief when time is tight. Fill out our simple online payday loan form to see how much you could qualify for before getting approved in person in 30 minutes.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.

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