The holiday season is a wonderful time of year for many of us, however, it's also an expensive time of the year for most. When financial emergencies pop up, you may find yourself needing help.

You can get help from Fast Payday Loans, Inc. when unexpected expenses arise during the holidays, and you need extra cash fast. We offer payday loans that cover the gap in your finances between paychecks when you need a little extra. The process is quick and painless so you can get the extra funds that same day.

 

What Is a Payday Loan?

A payday loan is a short-term loan that allows you to get cash backed by the fact you have a job with income coming in. We make our approval decisions based on your ability to pay back the loan quickly and accordingly with your future paycheck or checks.

During the holidays, it's even more critical that we can pay our bills and have some extra money for our gift shopping. So, when financial emergencies present themselves or something you weren't expecting to spend money on comes along, you need a way to get more cash quickly to keep you on track.

Payday loans let you essentially cash advance part of your next paycheck so you can get the money sooner. These loans aren't long-term, and you can get approved even with no credit or bad credit.

What Are The Required Documents For A Payday Loan?

At Fast Payday Loans, Inc. we've worked on our process to make it as simple and efficient as possible. We know that when you need extra cash for emergencies, you need it fast.

Our payday loans are not traditional loans that require a lot of documentation or time for approval. You only need three items to start the application process for a payday loan. You must provide your most recent pay stub, a state-issued photo ID, and a blank check from your active checking account in your name.

How Do I Apply For A Payday Loan?

We have the option for you to apply for a payday loan with us. You can call your nearest physical store location to speak to a representative. You can fill out our inquiry form that's right here on the website and wait for a representative to call you. You also have the option to stop by the closest location to you to get your application going.

Do I Have to Visit a Store Location?

One of the nice things we offer is the ability to do an online payday loan. What does this mean for you? It means you can complete the entire application process online without ever stepping into a physical store location.

Most of the process is the same, but you don't go into a store. You'll speak to a representative over the phone who will help you complete your application. They will take personal information from you, as well as your income information and checking account details.

Then, instead of going to a store location, you'll finish the process over the phone and sign electronically. You could have your cash deposited to your account that same day.

How Much Can I Borrow?

The state mandates how much you're allowed to borrow on a payday loan. For Florida, you can borrow up to $1,000 on a payday loan. But keep in mind that's the maximum.

Your approval amount will be determined by how much your paychecks are. We can approve you for the amount we feel you can comfortably pay back accordingly.

Do Payday Loans Cost Much?

Loans generally cost you a little extra in the form of fees and interest. The same is true of payday loans. How much it will cost you is based on your situation. We will say that since these are short-term loans and non-traditional, payday loans don't cost as much as other types of borrowing.

They also cost less than what you'll pay for late or missed payments. Your loan representative will answer all the questions you have about the loan terms. That person can walk you through the fees and interest structure, also.

 

What If I Can't Repay On Time?

You'll usually be expected to pay back your loan with your next paycheck. If something comes up that prevents you from doing that, reach out to us. Our representatives are trained to help find payment solutions that work for you.

Fill Out The Online Form Today!

Financial emergencies can often come up during the holidays. Don't let them stop you from paying your bills and doing your holiday shopping.

You can visit the Fast Payday Loans, Inc. homepage right now and fill out the short inquiry form to get started with your application. One of our loan specialists will call you within minutes of receiving your request. Let's get you the cash you need today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.