A cash advance Jacksonville, FL can help in so many ways. It can pay for a car repair, a home repair, prescription drugs, or bridge your cash flow until your next payday. Cash advances can be obtained in Jacksonville quickly and with little hassle, depending on the private lender you go to. 

About Cash Advances

Cash advances are loan-approved for those who can prove their income. The amount of money you receive is based on your earnings and ability to repay. This is an unsecured loan, which means there is no collateral required. Your job is your credit. The loan is typically repaid with your next paycheck, although you should always read the loan agreement because it may have different terms.

One benefit of getting a cash advance is that even those with bad credit can apply with possible approval. It depends on the private lender and their policies. However, many don't do credit checks for cash advances since the repayment will happen on your next payday. A private lender will always tell you before you apply whether they will run a credit check. 

Cash advances are possible solutions for those who are independent contractors, self-employed, and those who haven't worked at a job long enough to get a personal loan from a bank.

Private lenders look to your earnings on your paycheck as a primary determining factor in approval rather than the time you've worked. 
It also is an option for those who don't fully own their car and wouldn't be able to get a vehicle title loan.

The paperwork is simple and the money comes to you much quicker than it would from a bank loan. This greatly helps those who are in an emergency and need money immediately. It fills the gap between traditional bank loans and other alternative lending methods to help those who wouldn't qualify for either.

A cash advance Jacksonville, FL from a private lender falls under state law with lenders that offer this type of alternative funding being licensed by the state. Those who seek cash advances in Florida must be at least 18 years old and live in Florida. This requires that the applicant has a Florida driver's license or a state-issued photo ID to apply, regardless of where you go for a cash advance Jacksonville, FL. 

A Reputable Lender

One reputable private lender for cash advances Jacksonville, FL is Fast Payday Loans, Inc. This lender has locations all over the state so most people will have a store near them where they can apply. Those who want more convenience can also use a combination of an online inquiry form and applying over the phone. 

Fast Payday Loans, Inc. offers cash advances from $100 to $1,000. It requires three things to apply. It requires a legal Florida photo identification, either a driver's license or state ID. You must also have your most recent pay stub and a blank check from an open and active checking account that has you as a primary account holder. 

This is one private lender that will allow those with bad credit to apply. While approval isn't guaranteed, this lender doesn't check your credit to apply for a cash advance and doesn't report your loan to credit bureaus.

Applying For A Cash Advance

Applying for a cash advance Jacksonville, FL is easy when you choose Fast Payday Loans, Inc. The way to get started is to fill out the online inquiry form on the website. It only requires basic information and takes just a few minutes to fill out. The information is sent to a local Fast Payday Loans, Inc. store near you. 

A loan representative from a local store will call you. They will talk to you about the process and direct you to a local store. However, if you want to apply for a cash advance over the phone, you can do that with the loan representative. 

Have all of your required documents ready when the loan representative calls because you will have to give them information. They will verify the documents and the loan representative will help you move through the rest of the application. You will need to sign some paperwork that will be sent to you. You will get your money either the same day or the next business day once you are approved. 

Send In The Form

A cash advance is an easy way to pay for a short-term emergency. It's a straightforward process and has an easy repayment with it being settled the next payday. You can get a cash advance Jacksonville, FL from Fast Payday Loans, Inc. with little hassle or stress. 

It all starts with you sending in an inquiry form asking for more information. The form isn't an application but will connect you with a qualified loan representative from this private lender who can answer your questions and offer you options to meet your needs. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.