What Is The Best Payday Loan For Bad Credit And How Do You Get It?

January 19, 2021 | June Mckaig

best payday loans for bad credit

 

It happens to the best of us, you’re running low on funds, and suddenly you have an unexpected expense. Your car or your refrigerator breaks down, or you need emergency dental work that isn’t covered by health insurance.

If you’re lucky, you’ll have a friend who can lend you a couple of hundred dollars. But most of us don’t, and you’re faced with the problem of raising emergency cash in just a few days. It’s not like you can tell that toothache to go away until next payday.

Fast Payday Loans: Your Easy Option To Get Emergency Cash

Payday loans are a fast, easy, and accessible way for anyone to borrow money for unexpected expenses. A Florida payday loan lets you borrow up to $1,000, depending on your income.

You Don’t Need A High Credit Score

Most loans or credit card applications require a high credit score. If you don’t have the perfect score – and who does? – you’ll either be denied outright or forced to go through a much longer review process. Even if you are approved, there’s a good chance that you’ll need to look for a loan guarantor.

However, payday loans don’t penalize you for low credit scores. You can apply for one if you have a bad credit history, have not yet had a chance to develop a long credit history, or don’t have any credit history at all.

No Waiting Times And Red Tape

Applying for loans can be a frustrating process where you line up at different banks, fill up long forms, and collect numerous documents. It can take days, even weeks, before the loan is approved and you receive the cash.

However, payday loans can be processed within the day. It’s the most feasible solution if you need to raise money as soon as possible and simply don’t have the luxury of time to go through red tape and bank bureaucracy.

The Application Process Is Easy

All you need to present for a fast payday loan is a government-issued ID, your most recent pay stub, and a blank check from an active checking account in your name. The entire process from when you walk into one of our stores should take about 30 minutes to complete.

While working students are allowed to apply for payday loans, bear in mind that you need to be at least eighteen years old to qualify.

 

payday loans poor credit relief

 

What Is The Best Payday Loan For Bad Credit?

Go to a lender you can trust! Fast Payday Loans in Florida is known for its painless application process and friendly customer service. It is our mission to make it as easy as possible for you to access emergency cash whenever you need it.

Find Fast Payday Loans Near Me

We have locations all around Florida. Just go to our store locator on our website to find the nearest payday loans near me. We have multiple locations around Florida, so you are bound to find one that is near you and convenient to locate.

Our Process Starts Right Online

As I said, our process is simple for anyone to go through. The entire thing starts right online. You can follow this step-by-step guide below:

  1. Fill out the online form on the website. This is very quick, and all information you put in is confidential and secure. We only use it to help jumpstart your application process, in case you want to minimize the number of forms you will fill out in the store.
  2. Our loan representative will call you and explain the process, requirements, and answer any questions you may have.
  3. After the call, bring your ID, your most recent pay stub, and a blank check from an active checking account in your name to that location.
  4. After we verify your documents, a representative will help you with the final steps in approval.

We Have A Fast Payout

The entire application process takes just less than 30 minutes, and if you get approved, you will receive your cash the very same day. Compare this to a one to two-week waiting period for most bank loans, and the hours you will waste going to different lending institutions.

True to our name, Fast Payday Loans Florida is the fastest way to raise emergency money!

We Have Friendly Customer Service

Is this your first time applying for a payday loan? Or do you have questions, or want to hear about different options? Our loan representatives will be there to help. From start to finish, they will walk you through the process, and offer any information or assistance you may need.

We Have An Easy Payment Process

In general, the payment for payday loans is due on your next paycheck. Since you already issued a blank check, you don’t have to worry about going back to the store to settle the payment.

You can also ask the loan officer about other available loan terms. Please check your loan agreement for the exact terms and conditions of your loan.

To find out more about payday loans, or other loan options for people with bad credit, go to our website!