Can I Get Bad Credit Loans In Gainesville, FL?

March 2, 2022 | Emma Frost

can i get bad credit loans in gainesville, fl

Getting bad credit loans in Gainesville, FL isn’t something that’s difficult to achieve, especially when you know where to acquire them. These loans can be an option when you find yourself in an emergency situation that calls for borrowing of some sort.

If you have bad credit, you might feel like you are unlikely to qualify for a loan at a traditional bank. Luckily, there are bad credit loans in Gainesville, FL available through Fast Payday Loans, Inc. in the form of payday loans. All you have to do is to get connected with our closest location to enjoy working with a reputable lender in your area.

How To Get Bad Credit Loans In Gainesville, FL

If you have bad credit, regular bank loans may not be an option. Instead, you can look for other loan types that do not depend on your credit score. Many individuals in similar situations find out that there are actually quite a few loan types that do not depend on your credit score. One such loan in Gainesville, FL is a payday loan.

What Are Payday Loans And How Do They Work?

Payday loans are short-term loans that can get you the money you need, regardless of your credit score. As you might expect, payday loans do require a form of employment. In exchange, a good credit score is not required.

On the contrary, payday loans are an option for all credit types, including good credit, bad credit, and no credit. If you find yourself in any one of these categories, a payday loan may be an option for you.

The way this loan type works is that you will get a payday advance on your next paycheck. Get the money from the payday loan as soon as the same day you qualify or the next business day. You will then pay the loan back by your next payday or a similar date, as agreed upon in the loan agreement.

What Do I Need To Qualify For Payday Loans?

Since your credit score is not used to determine whether you are eligible for a payday loan, there are other requirements you need to meet instead. At Fast Payday Loans, Inc. of Florida, you will only need three documents:

  1. You will need a driver’s license or a government-issued ID. This is a standard requirement of all loan types. It proves that you are who you say you are and that you are of legal age to apply for a payday loan. In Florida, you must be at least 18 years of age to apply.
  2. You need your most recent pay stub. This pay stub is used to confirm that you have a source of income and to help determine if you qualify.
  3. You need a blank check from an active checking account in your name. Make sure the account is in your name! This blank check is used so that we can confirm your banking information.

qualifying for payday loans

How Much Can I Get With A Payday Loan?

At Fast Payday Loans, Inc. of Florida, you can get payday loans worth $100 to $1,000. The exact amount you are loaned is dependent on how much you need and how much you are eligible for.

How Long Does It Take?

We understand that you might need your payday loan quickly. As a result, we offer fast processing times. The in-person payday loan process can take as little as 30 minutes to complete. You can receive the money if approved as soon as the same day or the next business day.

The Payday Loan Process

The payday loan process is very simple at Fast Payday Loans, Inc. of Florida:

  1. Begin by filling out and submitting the online payday loan form.
  2. Wait for a representative to give you a call.
  3. Set up an appointment during this call.
  4. Bring all the required documents to your appointment.
  5. Sit down with the representative to have them review your documents and determine if you qualify.
  6. If approved, you can get the money the same day or the next business day.

get a payday loan

Qualify For A Payday Loan Today

If you need to get bad credit loans in Gainesville, FL, payday loans might be an option for you. If you have a government-issued ID, your most recent pay stub, and a blank check from a checking account in your name, you have a chance to qualify. To get started, fill out the online inquiry form today. We will call you back soon after to guide you through the process!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.