woman reading about short-term payday loans online

All You Need To Know About Acquiring Short Term Payday Loans Online

Acquiring short-term payday loans online through Fast Payday Loans, Inc. takes minutes to get started and sometimes only half an hour to complete. Applying is a simple enough task when you know everything you need to know about acquiring one.

Before beginning the process, give yourself the knowledge you need that will assist you in applying. Keep reading to discover everything you need to know about acquiring short-term payday loans online.  

The Ultimate Guide To Short-Term Payday Loans Online

What Is The Age Requirement To Apply?

You might have the misconception that anyone with a job or source of income is eligible to apply. This is, unfortunately, not the case. Payday loans may advance a person's upcoming pay, but more is needed to guarantee that anyone with a job can apply. Applicants must be at a minimum of 18 years of age to use.

How 'Short-Term' Are Short-Term Payday Loans Online?

Payday loans are short-term loans providing borrowers with a financial lifeline. But just how short-term are they?

Short-term can be vague for anyone looking to take out a loan. After all, loans that last up to eighteen months fall under that category. Clarifying how short-term this loan is can help you decide if this is the type of loan you want.

The duration of most payday loans only last until your next payday. This is because payday loans act as an advancement of your usual pay. If your next payday is in a few days, a couple of weeks, or even a month from when you apply, you can expect a payday loan online to last that long.

In some cases, a payday loan can last longer. Ultimately, it will come down to whatever agreement us and you as the borrower come to terms with.

Required Items

This is a must-know if you want the application process to run smoothly. Applying requires:

  • A driver's license or another form of government-issued photo I.D.
  • A blank check from a checking account opened in your name for at least one month.
  • Proof of income

looking up short-term payday loans online

What Proof Of Income Do I Need For Short-Term Payday Loans Online?

Proof of income can take many forms. It may be as simple as providing your last paystub, but anyone with alternate sources of income will have their own set of documents to show proof and thus eligibility. Other forms of income proof include:

  • Bank statements
  • W-2 or 1099s
  • Tax return

Whether the above proof of income documents is accepted depends on your lender. They may not accept certain documents or provide alternate forms of evidence for you to provide.

If you need clarification on what to provide or want to confirm what you have works, give your local Fast Payday Loans, Inc. a call.

What Amount Can I Get For Emergencies With Payday Loans Online?

Your average pay will determine how much you are approved for from a payday loan. Your proof of income will give a lender everything they need to determine how much you qualify for.

Typically, the amount you are approved for will be a percentage of your pay rather than the whole thing. Another determining factor will be our maximum loan amount. This is the amount we are not willing to go above when offering a loan.

A Trusted Lender Goes A Long Way

With a lender like us at Fast Payday Loans, Inc., you can apply for as much as $1,000. You can use it in just a few steps, letting you go about your day with little interruption. Here’s how our quick and easy payday loans online process works:

  1. Submit an online form to have our representative contact you and review the process.
  2. When speaking with our representative, inform them you’d like to complete the process over the phone (online option). If you’d rather complete the process in person, you can still visit one of our nearest locations.
  3. Gather and share the required documents with our loan representatives.
  4. Once your documents are evaluated, a loan amount will be offered, and you must fill out some simple paperwork.
  5. If you’re eligible, you’ll receive your emergency money that same day or the following business day.

At Fast Payday Loans, Inc., our short-term payday loan process can take as little as 30 minutes, helping you acquire the urgent cash needed for an unexpected expense or financial emergency.

man happy with short-term payday loans online

Fill Out Our Online Form Today!

Acquiring short-term payday loans online truly takes little. Once you know all the above facts, you can begin your application knowing how it works and what to expect.

If this is the loan you have been looking for, you needn't look any further. Today, submit an online form to connect with an experienced Fast Payday Loans, Inc. representative. 


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.