5 Emergency Financial Relief Resources For Help In a Crisis

November 11, 2020, | Emma Frost

financial emergency resources

 

Unfortunately, hard times hit everyone. Now more than ever, we are all faced with the challenge of finding emergency financial relief. Layoffs and sudden income loss due to circumstances beyond our control have forced many to think outside the box, which can be a daunting task. Sometimes it can be difficult just to get beyond the initial shock of it all.

The good news is there are plenty of resources to help out in times of emergency. Some of these organizations are private and some public. Whether it is help with food, housing, or health care, take a look at this list of emergency resources – like payday loans for quick emergency cash – for financial support.

Government Assistance You Need To Know About

Unemployment Insurance and Job Training

If you find yourself suddenly out of a job and it wasn’t your fault, you have a claim to unemployment insurance benefits. Although the unemployment insurance program is federal, qualifications and amount of benefits vary by state.

In conjunction with unemployment insurance, the federal government provides job search and training resources in more than 2,000 offices across the country. Known as AJCs or American Job Centers, these facilities exist for the sole purpose of helping citizens with employment.

Contact information changes state to state but assistance in Florida can be found through the unemployment hotline 1-800-204-2418. You can also check out floridajobs.org to apply for benefits.

Workmen’s Comp and Social Security

If you lost your job because of an injury that occurred while you were on the job, Workmen’s Compensation Insurance may be available to help you navigate difficult financial times. Designed to protect employees and their employers in the event of a workplace accident, Workmen’s Compensation generally provides regular payments to replace lost income, cover medical bills, and other expenses.

The state of Florida requires all employers to carry workmen’s compensation insurance. If you are injured on the job and it results in lost pay or medical bills contact your employer directly for claims information.

Social Security

Two separate programs have been established by the social security administration to assist folks in need. Social Security Supplemental Income (SSI) and Social Security Disability Insurance (SSDI).

(SSI) Social Security Supplemental Insurance was instituted to help the blind, elderly, and disabled with ongoing financial support. It doesn’t stop there, SSI is also available to those in financial need. Eligibility is determined by standard federal guidelines.

(SSDI)Social Security Disability Insurance is similar to SSI but also considers credits earned on the job and disability to determine eligibility.

To find out if you qualify for help visit ssa.gov.

Disaster Relief

The world is facing an unprecedented time of crisis with the Covid pandemic that has ravaged communities across the globe and left individuals and families suddenly without income and in real financial jeopardy. Originally published on March 27th of 2020, the federal government established the CARES act which aims to protect the American public against financial fallout due to the Covid Crisis.

Visit floridajobs.org/cares-act to apply and find answers to commonly asked questions.

United Way 211

A huge helping hand to those in need, United Way’s 211 Helpline is an incredible asset. From emergency housing and medical care to transportation and food, the 211 Helpline was designed to make obtaining assistance easy and accessible.

Find the help you need 7 days a week with 2-1-1. It’s a toll-free call from any phone. If you have access to the internet, a simple site search for United Way 211 is all you need.

How To Get Out Of A Financial Emergency

These are just a few of literally hundreds of programs and institutions set up to help you in times of financial crisis. In addition to these resources, quick cash could be available to you now. I am talking about fast payday loans in Florida.

A payday loan is a short-term, unsecured loan that helps bridge the gap between pay periods. This money is meant to help when an unexpected situation arises and you just cannot wait for your next paycheck to come in. An example could be a burst pipe in your home or your vehicle suddenly malfunctions and you need a mechanic to take a look at it. And getting a payday loan in Florida is so quick and easy.

 

stress financial emergency

 

How Do I Get Fast Payday Loans Near Me?

The process is designed to be quick and simple for anyone to complete. It all starts with you filling out our online form on our homepage. Once the form is submitted, it will be sent to the Fast Payday Loans location of your choice, where a loan associate will give you a call within minutes.

During the call, a qualified loan specialist will discuss your loan details and go over the required items in order to continue. All that is needed for you to bring in is:

  • Your government-issued ID or driver’s license;
  • A blank check from an active checking account in your name;
  • Your most recent pay stub.

Gather the items and come see us at Fast Payday Loans. We will examine your items and see if we can approve you. If we can, we will have you fill out some paperwork and you will receive the amount you qualify for.

In uncertain times like these, it is important to know about the resources available to you. If you require help with either housing or financially, keep this list of resources close to you.