Don’t Forget To Do This When Getting Online Payday Loans In Florida
August 20, 2021 | Louis Tully
Obtaining online payday loans Florida offers might seem like an option for when you're in a pinch for several reasons. They are easy to access, simple to qualify for, and can help you fund small emergencies.
However, it won't be all easy sailing if you forget to do these five things. Let's get you prepared for the online payday loans Florida acquisition process ahead.
Important Tips When Getting Online Payday Loans Florida
1. Consider Whether Online Payday Loans Florida Are The Right Decision
Online payday loans Florida offers aren't the best course of action for everybody or all situations. They are most effective when utilized to fund time-sensitive crises, such as:
- Fixing necessary home or vehicle damage.
- Medical bills.
- Long overdue bills.
- Urgent travel.
If you have time to find other ways to raise funds, this short-term loan type might not be the right solution. So, to decide whether you should attempt to get online payday loans Florida, ask yourself this: will anything worse happen if I wait to pay?
A "yes" indicates a payday loan may well be the right way to go. But if not, we suggest finding a different solution. Be honest with yourself, and you'll find that making a decision is easier.
2. Make Sure You Meet The Lending Criteria Before Starting The Process
There is nothing worse than putting your all into everything, only to find that you don't meet the criteria. When obtaining online payday loans in Florida, don't forget to check the requirements before you start the process. It will save you time and plenty of headaches.
Here at Fast Payday Loans, Inc., we like to keep things simple. Our payday loan criteria are as follows:
- A state-issued photo identification card (usually a driver's license) to prove you're over 18.
- A blank check from your active checking account. It must be in your name.
- Your most recent pay stub to prove employment. Although, we will often accept non-employment income with the proper paperwork. This includes:
- Social security checks.
- Unemployment benefits.
3. Collate All Your Documents
To ensure the whole process goes off without a hitch, it's worth getting all your documents together before you start. Thankfully, we don't require an arduous list of items, as you can see from the above section.
However, we should remind you to ensure your ID (driver's license, passport, etc.) is still valid. If it's expired, our loan representative will not be able to accept it, which will delay the process.
4. Go For The Amount You Need, Not More
You can receive up to $1,000 with our fast payday loans Florida. And if you're approved for the highest amount, it can be tempting to go for it. A little bit of extra money is always good. Except, that's not exactly true.
There's no point in paying a loan off for a figure you didn't need. Instead, work out how much it will cost to fix your emergency and acquire that amount. There is no prize for those who unnecessarily take a bigger loan out — just longer or higher repayment.
5. Think About Credit Checks
Finally, don't forget to think about your credit score. If you don't want hard checks, payday loans could be suitable for you. Since we may check your credit, but it would be a soft check as we work with all scores.
If you're worried about your credit history, you generally shouldn’t since we don’t report your loan information to any credit bureau. But don't hesitate to get in touch. We're always happy to put your mind at ease about our protocols and how our checks won't harm your score in the long run.
How To Get Online Payday Loans Florida Today
With those five tips in mind, you should be ready to qualify for online payday loans Florida. If you're going ahead with your decision, follow the steps below to make it happen:
- Submit the completed online form found on Fast Payday Loans, Inc.
- Keep your phone nearby so you can answer it when one of our expert loan associates calls you.
- During the conversation, you'll cover the following topics:
- The ins and outs of the loan process.
- The documents you must provide to gain approval.
- Answers to any questions you may have.
- A meeting will be scheduled at your nearest Fast Payday Loans, Inc. location.
- Bring your government-issued photo ID, most recent pay stub, and a blank check from your active checking account with you.
- One of our loan representatives will evaluate your documents.
- If approved, you'll be guided through the rest of the process and asked to sign a few forms.
- Once finished, you will receive your cash on the same day or the following day!
Submit A Form For Online Payday Loans Florida Now!
Don't forget our tips the next time you need a financial helping hand. And remember, we're always here to help you in a pinch. Submit your form for online payday loans Florida today to find out if you qualify.