Getting Miami payday loans can be a small or a big deal depending on what you need it for and the private lender you use. Yes, private lenders require proof of employment to get Miami payday loans, but they don't call your employer to get that proof. 

Most require your last paycheck stub to show your earnings as proof of employment. Others may also include a copy of your last bank statement. The exact requirements for Miami payday loans can vary with private lenders so it's always best to ask. 

One aspect that doesn't get talked about is that you may not need an employer as much as a steady check. Some applicants get steady money from other sources, like disability, alimony, or a lawsuit settlement. Those qualify as income even though you aren't employed. 

Be sure to ask private lenders about what they will accept. Many will accept proof of this kind of income as employment income because it shows you can repay the loan. 

You will still need to provide proof of these types of resources such as an emailed copy of the deposit or paperwork like a Social Security statement showing the amount you receive monthly.

Getting A Payday Loan

The primary reason people seek out payday loans is because they need the money for an emergency between paychecks. It is usually something that can't wait until payday, like a high utility bill where they will cut you off if you don't pay or a dental bill while dealing with a toothache. These are things you could pay for but the timing is off. 

These types of loans can be extremely helpful for those who get paid once or twice a month rather than weekly. They help cover expenses that normally would be covered in between pay periods. 

This can be especially helpful for those who are self-employed and need a stop-gap between clients paying them. However, you will still need to show you get regular pay so you may need to research what a private lender will accept as proof when you are self-employed.  In those cases, a checking statement may serve the purpose.

Payday Loans In Miami

Payday loan options in Miami are vast but one reputable lender is Fast Payday Loans, Inc. You can apply in the store or online with the final application done over the phone. This private lender makes applying as easy and stress-free as possible with these two options. 

Those applying with this private lender need only three things and even those with bad credit can apply. The three things are a driver's license or photo government-issued ID, your most recent pay stub, and a blank check from an active checking account in your name. 

Loan representatives use your pay stub information to validate your employment and income. That way, your application remains private and discreet. They won't call your employer as some banks do for verification. The amount you are allowed to borrow depends on your income as most payday loans are repaid with your next payday.

Be sure to check any loan paperwork for specific details as they may vary also with different lenders or with different loan applicants. Loan amounts at this private lender range from $100 to $1,000. You must be at least 18 years old to apply.

The process can take as little as 30 minutes whether you do it in the store or over the phone. Either way, it's best to start with an online inquiry form. It only takes a few minutes to fill out the form with your basic information.

Filling out the inquiry form lets Fast Payday Loans, Inc. know you are interested in a payday loan. It isn't an application and doesn't result in a credit check. It will be sent to the location nearest you for Miami payday loans and a representative will call you. 

The loan representative will confirm your required documents and answer questions. This is where this private lender is different. Most require you to go to a store to do a formal application but Fast Payday Loans, Inc. allows you to finish the application over the phone when the representative calls. Just make sure you have all your documents ready for them to verify. Those approved will get their money either the same day or the next day of business. 

Send In The Form

The first step to paying for your emergency is to send in the online form and wait for a call from a Fast Payday Loans, Inc. representative. Usually, that can happen quickly. Have your questions ready for when they call. Resolving a stressful financial situation doesn't have to be hard. Payday loans in Miami through this private lender are one option that can relieve stress.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.