Why It's So Easy To Qualify For A Florida Payday Advance
Are you wondering how you can easily qualify for a Florida payday advance? Even though many people think the process is complicated, getting a payday advance often only takes a short time. It can result in you having the money you need within 24hrs or less.
We’re going to learn more about how long this takes with us at Fast Payday Loans, Inc., what the process looks like, and how you can get a Florida payday advance if you’re facing financial emergencies requiring you to take out an urgent loan.
How Easy Is It To Qualify For A Florida Payday Advance?
To qualify for a payday advance in Florida, you will generally only need the following things:
- A state-issued identification (such as your passport or a driver’s license)
- Your latest pay stub from your job
- A blank check from an active checking account in your name
In some circumstances, you may be asked to produce other documentation (you will receive guidance from a qualified agent). Still, those three things are sufficient for many people to find out if they can get a payday advance. You must be over 18 to take out one of these loans; individuals under 18 cannot apply for them.
Can I Apply For A Payday Advance If I Have Bad Credit?
It’s a common misconception that borrowers with bad credit cannot apply for a payday advance. Thankfully, the truth is that Fast Payday Loans, Inc. welcomes borrowers from all credit backgrounds. We invite individuals with good or bad credit to start this process today. We will not perform a hard credit check or review your credit history to determine your eligibility for the loan.
What Does The Florida Payday Advance Process Look Like?
Our payday loan process is quick and can take as little as 30 minutes of your time. Here’s how our payday advance process works:
- Begin by filling out our online inquiry form. This registers your interest and submits your basic details for our company to review.
- Our representative will call you to discuss the process and answer any questions.
- During the call, you can choose to complete the online payday loan option over the phone without needing to visit a physical location or meet a representative at one of our Florida locations. This significantly makes payday loans a convenient option for many individuals if they don’t drive.
- Whether you organize to meet an agent at the nearest convenient Fast Payday Loans, Inc. location or continue the process entirely by phone, you will share your required documentation with our trusted representative for review.
- After reviewing your required items, our loan expert will determine your eligibility for the loan.
- If approved, you will receive your emergency money that same day or the following business day.
If you choose to go into a location, you’ll be pleased to learn that many places are available to visit so that an in-person appointment can be made quickly and easily. It usually only takes about 30 minutes for this part of the process to be completed, regardless of how you choose to do it.
How Long Do I Have To Pay Back A Florida Payday Advance?
This depends on the terms you agree to with the representative who helps you. In the past, payday advances were usually paid back on the next payday, but this is no longer the case. Many companies now offer more flexible and long-term options for paying the loan off and don’t require it to be paid off as soon as your next paycheck comes in. Speak with your loan expert to review the terms of the loan.
Of course, you still need to take a sensible approach to take out a payday advance. Don’t take out a payday advance to spend money on luxury items you don’t need; you could wait until your next paycheck arrives to purchase. You should only do this when facing a financial emergency and you need money quickly.
Fill Out Our Online Form Today!
Getting a Florida payday advance is particularly easy because you aren’t required to meet with a representative to do this physically. You can start the process online and then speak with a representative who will allow you to either go into a convenient location or continue the process over the phone with them.
Only a few documents are required for this sort of loan, meaning that many individuals already have the necessary paperwork and can get this verified over the phone. If you’re ready to start, reach out to Fast Payday Loans, Inc. today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.