If you’ve been in financial trouble recently, you may want to consider payday loans in Jacksonville, FL. Payday loans are an option for people who need a few hundred dollars on short notice to handle a financial emergency they cannot afford. You can use Jacksonville payday loans to cover overdue bills, a quick auto or house repair, or an unexpected hospital bill.

Obtaining payday loans with Fast Payday Loans, Inc. is hassle-free. Jacksonville residents can avoid complex bureaucratic procedures and lengthy approval waits. All that's required are a few documents to demonstrate eligibility for the Jacksonville, FL, payday loans.

What Documents Do I Need For A Jacksonville Payday Loan?

Qualifying for a loan with Fast Payday Loans, Inc. is simple but requires the potential borrower to have three required items. These items can serve as proof of identity, employment, and bank account. They are vital in seeing if you can get approved for a payday loan.

Here are all the documents you’ll have to provide us with:

• A valid government-issued photo ID to verify your identity and prove you’re over 18 years old
• Your most recent pay stub to act as proof of income (if you can’t provide your most recent pay stub, you might be able to provide alternative proof of income that will help you qualify )
• A blank check from an active checking account in your name

If you have these three documents needed for a payday loan, you have the chance to get a loan with Fast Payday Loans, Inc. of Jacksonville. A loan representative from our Jacksonville location can verify these documents and see if you can get approved for a quick cash infusion from a payday loan.

Six Questions And Answers On How To Get Payday Loans In Jacksonville, FL

Even if you have the above three required documents, you still may have questions about the process for getting payday loans in Jacksonville, FL. You may worry about how your credit score, employment status, and other factors can affect getting a Florida payday loan. At Fast Payday Loans, Inc., we can answer your questions to help in how to get payday loans in Jacksonville, FL.

The following are some questions you may have about the Jacksonville payday loan process:

1. Can I Get A Jacksonville Payday Loan Without A Checking Account?

Unfortunately, you cannot get a payday loan in Jacksonville, FL, without a checking account. You must provide a blank check from an active checking account in your name to receive the loan. 

Potential Florida borrowers must have a checking account into which Fast Payday Loans, Inc. can deposit the money. If you wish to get a payday loan in Jacksonville, you must have a checking account.

2. Can I Get Jacksonville Payday Loan Approval With Bad Credit?

As long as you provide the required documents, Fast Payday Loans, Inc. will do its best to accommodate your credit situation. Whether you have good credit, bad credit, or no credit, you still have a chance to qualify if you meet the aforementioned requirements.

Payday loans are unsecured cash loans that rely more on your ability to repay them than anything else. That’s why Fast Payday Loans, Inc. checks for your most recent pay stub. Even with bad credit, you can still get approved for a payday loan in Jacksonville, FL.

3. Can I Get A Jacksonville, FL, Payday Loan With No Credit?

If you are just starting out your financial journey and do not have credit accounts, you may worry your lack of credit score can affect your ability to get a payday loan. However, Fast Payday Loans, Inc. allows for borrowers without credit to gain approval for a Jacksonville payday loan. The process remains the same whether you have good credit, bad credit, or no credit.

4. Will Getting A Jacksonville Payday Loan Affect My Credit Score?

Getting payday loans in Jacksonville, FL, won’t impact your existing credit score. It will neither go up nor down, no matter the terms of your loan. Fast Payday Loans, Inc. does not disclose loan information to credit bureaus, so your payday loan information cannot influence your credit score.

5. Can Jacksonville, FL Borrowers Ask For Payday Loan Information To Get Reported To Credit Bureaus?

Unfortunately, this is one request Fast Payday Loans, Inc. won’t be able to accommodate. Fast Payday Loans, Inc. never reports its loan information to credit agencies, and this policy will not change even upon the client’s request.

Jacksonville, FL, payday loans are unsuitable for building your credit history. This loan is only to help those facing financial emergencies they cannot pay for.

6. Can I Get Payday Loans In Jacksonville, FL, If I’m Unemployed?

While providing your most recent pay stub is usually a requirement, you might not be entirely out of luck if you’re unemployed. In the end, the point of providing your pay stub is to prove your ability to pay the loan off.

If you’re unemployed or your income is irregular, you might be able to substitute with alternative proof of income. Borrowers have previously successfully used means such as unemployment and welfare benefits, pensions, and even savings.

You need to inform the loan representative about your situation and provide the correct documentation per their instructions. If you do, you might be able to qualify for a Jacksonville payday loan despite being unemployed.

How Can You Find Payday Loan Stores In Jacksonville, Florida?

Those living in Jacksonville, FL, have options for finding a payday loan store that can help them get money for unexpected expenses. There are many lenders in Jacksonville that you can find through internet searches or online directories.

Fast Payday Loans, Inc. has a location in Jacksonville, as well as other Florida towns and cities like Miami, Pensacola, Ocala, and Tallahassee. If you want a quick and easy process for getting payday loan approval, our Jacksonville loan representatives can guide you through the process to receive your fast cash.

What Is The Process For Getting A Jacksonville Payday Loan For Emergency Cash?

If you have all the required documents listed above—your government-issued photo ID, proof of income, and a blank check from an active checking account in your name—, the rest of the process is pretty simple. You can follow the quick process to see if you can get approval for up to $1,000 for your financial emergency.

Just submit a filled-out form on Fast Payday Loans, Inc.’s website and wait for the loan representative to contact you over the phone. They’ll provide further instructions and schedule an in-person appointment for you.

Take the required items to that appointment so the representative can verify them and determine if you qualify for the loan. If they approve you, you’ll finish the paperwork at the Jacksonville, FL, payday loan store and get your payday loan the same or the next business day.

Contact Fast Payday Loans, Inc. To Get Approval For A Jacksonville Payday Loan Today!

Jacksonville, FL, payday loans are available for those who can qualify by presenting the required items. At Fast Payday Loans, Inc., we offer payday loans to people with any credit type and can help you if you are unemployed.

Begin the fast and easy approval process by filling out the online inquiry form on our website. A Fast Payday Loans, Inc. representative from our Jacksonville location will be in touch to guide you through the steps to get emergency cash for your urgent bills.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.